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March 26th, 2025 BURLINGTON, ON
Those who like the look of the polling numbers might want to have a look at the picture of the 4500 people who gathered in Hamilton to listen to Pierre Poilievre last night. This is a horse race if there ever was one.
March 26th, 2025 BURLINGTON, ON
The premier of Alberta, washing her dirty political laundry before US right wing podcaster Breitbart, was bad enough. But what she really meant by her comments may have been worse. Was she telling the US president that his tariff threats might prevent her guy in Canada’s federal election from becoming the governor of Trump’s planned 51st state?  Premier of Alberta Danielle Smith “Offensive and wrong” was how Danielle Smith, in full Trumpian fashion, responded to allegations of foreign interference. And indeed, this would only be something like foreign interference if her plea to Mr. Trump is answered. So we’ll see how the American president responds come April 2nd, when the 25% blanket tariff is supposed to kick in. And we’ll see whether the unofficial leader of the Alberta separatist movement has the political capital to sway that big fellow in the White House. After all, she has spent enough time in DC talking to the movers and shakers in his administration – and taking all those selfies with Donald and Kevin O’Leary. By the way, O’Leary, the nasty Dragons Den investor, comes off sounding like the 51st state was really his idea before Trump made it his own. Of course even if Trump decides to delay the tariffs, as Smith has asked, this would not mark the first time foreigners have tried to meddle in our politics. Big powers with a significant emigre base seem to find Canada a suitable target. China has its hands dirty from the mild – paying cash for access – to more serious – sponsoring their preferred candidates for office. They typically picked on the Liberals, likely thinking Trudeau would be an easy mark.  Conservative MP Michael Chong But Conservative MP Michael Chong also felt the ire of the Chinese government when he voted to condemn Beijing’s genocide of the Uyghur minority. He was barred entry to China and became the object of threats and an intimidation campaign against his family back home. Pursuant to a 2023 CSIS report, a parliamentary committee concluded that the Chinese government interfered in the 2019 and 2021 elections. There is also a civil war being played out in Canada between the Sikh and mainstream Indian communities here. And one of the battles is taking place within the ranks of the Conservative Party of Canada. Patrick Brown, former Ontario PC leader and mayor of Brampton used to be adored by Indian PM Modi. But his support among local the Sikh population has made him anathema to the Indian leader. So when he ran for leader of the federal Conservatives, Indian agents operating in this country apparently did their best to sabotage his campaign and throw money and support into the waiting hands of Pierre Poilievre’s supporters. CSIS couldn’t find a smoking gun though, and Poilievre has taken the ‘see no evil, hear no evil’ defence. So he and his entourage may not have been aware, as incredible as that sounds.  Leader of the Opposition Pierre Poilievre And who knows whether this Indian affair had something to do with Mr. Poilievre’s refusal to get a top secret clearance. Its unfathomable how someone who is planning to run the country won’t be able to receive national security briefings. For example, how would he know if someone in Alberta had contacted a foreign enemy to get them to influence the outcome of a Canadian election?
Background links: Danielle Smith – O’Leary – Chinese Interference – More Chinese Interference – Indian Interference – Patrick Brown –
March 26th, 2025 BURLINGTON, ON
 Are they affordable? The City of Burlington is proposing a housing-focused Community Improvement Plan (CIP) that will apply to Burlington’s Urban Area, the community improvement project area. The purpose of the CIP is to incentivize the creation of new affordable rental housing options, supporting the City’s Housing Strategy, including Action 8 to “Provide incentives through a Community Improvement Plan (CIP) for the delivery of housing options to meet the needs of residents.” The draft proposed CIP includes a variety of proposed financial incentives, such as grant programs and forgivable loans to encourage the development of affordable rental housing, such as additional residential units (ARUs) and units in multiplexes and low/mid/high-rise apartment buildings.
You are invited to:
March 25th, 2025 BURLINGTON, ON
Bringing our community closer to its heritage and exposing audiences to various perspectives is inspiring work. The Museums of Burlington occasionally has job openings, internships and volunteer opportunities open to the public. Any available positions are posted here.
 Brant Museum – overlooks Lake Ontario Educator Reports to: Supervisor of Public Programs Status: Part-time (up to 28 hours per week), Contract (1 year) with the possibility of renewal Wage: $20.41/hour Location: Joseph Brant Museum and Ireland House Museum POSITION SUMMARY: Reporting to the Supervisor of Public Programs, the Educator is responsible for researching, planning, and delivering on-site and outreach education programs including, school and youth programs, day camps and other children’s programs, lecture presentations and adult programs, and community outreach. This role plays an important role in supporting the development of meaningful, and inclusive programs that serve community members of all ages. Please apply to Kate Almeida at kate.almeida@burlington.ca. This posting is open until the position is filled.
Summer Programs Lead  Ireland House, a part of the Museums Burlington operation, is the only example of a farming property that is publicly viewable in the city south of Dundas Street. It is an excellent example of its period. Reports to: Supervisor of Public Programs Duration: June 9, 2025 – August 29, 2025 Schedule: Monday – Friday, 9:00 am – 4:30 pm Wage: $17.20/hour Location: Ireland House Museum POSITION SUMMARY: Reporting to the Supervisor of Public Programs, the Summer Programs Lead is responsible for the direct supervision and delivery of programming for the Museums of Burlington’s summer day camps. Instructors will work with different age groups (5 – 8 years old) to deliver, fun, creative, engaging, and educational experiences. Please email your application to kate.almedia@burlington.ca by Friday, April 11, 2025.
March 26th, 2025 BURLINGTON, ON
In a time of inflation, a company that can pass price hikes on to customers will do fine. And one that hits customer resistance might perish. But those that can pass on costs and add just a bit of garnishment while people are looking the other way can really flourish. And it seems there was quite a bit of garnish being added after 2021 as COVID-caused shipping bottlenecks and factory closures created shortages while a new Russian embargo set oil prices soaring, Statistics Canada data shows. Mark-up on operating costs rose from 10 to 15 per cent
In 2021, mark-ups on company operating costs surged to new heights as Canadians learned to live more poorly and Conservative leader Pierre Poilievre deflected Canadians’ anger about it all onto the carbon tax. Mark-up is defined as profit divided by operating costs. A company with a $10 million profit on a $100 million operation has a mark-up of 10 per cent, which was about the rate for corporate Canada as a whole from about 2006 to 2017, according to the analysis from DT Cochrane, chief economist at the Canadian Labour Congress. But Cochrane’s analysis, in his chart above, shows mark-ups surged to a new level, about 15 per cent, in 2021, where they have remained since. Corporate Canada’s operating costs did rise with the inflation wave caused by factors outside Canada, as shown in Cochrane’s chart below, which compares actual corporate expenses with their historic trendline. Corporate costs started to move ahead faster than historic rates around 2021.
Canadian companies turbo-charged inflation imported from outside CanadaBut mark-ups didn’t stay stable, keeping companies on pace with inflation. They rose, accelerating inflation. Perhaps external factors pushed that company with a 10 per cent mark-up on a $100 million operation to costs of $110 million. But what the data shows is such company didn’t increase profit to $11 million, maintaining that 10 per cent mark-up and keeping profit on pace with inflation. No, on the new $110 million cost base, amid the deflection of blame onto the carbon tax, that company was able to hike prices enough to push the mark-up to 15 per cent, or $16.5 million profit. A company that can push a $10 million profit to a $16.5 million profit amid 10 per cent inflation is doing very okay. A lot better than Canadians were doing. Cochrane’s analysis shows corporate Canada internally turbo-charged the inflation shock imported from outside Canada. And he calculates that shift from 2019 mark-up rates added $741 billion more to prices paid by customers since 2021. Heck of a garnish!
Only a dishonest politician could tell people the reason the average Canadian price at the pump roared ahead from 78 cents in April 2020 to $2.07 in June 2022 was an additional few cents in tax.
March 26th, 2925 BURLINGTON, ON
SEO is dynamic and fast-paced. As we approach the year 2025, tools and strategies for increasing online visibility are growing increasingly sophisticated. To remain ahead of the trend, the most potent SEO tools must be put into use: those that provide actionable insights, facilitate workflow, and adapt to the current algorithm updates. This article looks at 10 best SEO tools that will shape the course of digital marketing in 2025 and will help you improve your online growth and sustain it.
 AI content optimization will be making a huge impact and changing the way you do your work going forward. In 2025, AI content optimization will be making a huge impact. The tools do not simply provide approaches to analyzing keywords but also provide the next best thing that is beneficial for the reader-writers in real-time in respect of content structure, style, and relevance. Assessing user intent, they will provide insights into what type of content resonates with the target audiences, making it perfect for both search engines and engaging reading experience with the viewers.
The traditional rank tracking will not suffice. Modern suites will present granular insight on SERP features, competitor analysis, and local search performance. They will track keyword rankings, yes, but also featured snippet rankings, knowledge panel rankings, and voice search results, providing you an overview of your entire online visibility.
With smart speakers and voice assistants on the rise, staying ahead on voice search optimization has never been more important. Next-generation voice optimization tools for analyzing conversational search queries, identifying long-tail keywords, and optimizing content for voice search will become critical to gaining a competitive edge.
Page experience will still matter a lot for ranking in 2025. You will need tools that analyze Core Web Vitals, mobile-friendliness, and page-loading speed in detail to work on website performance and improve user experience.
 Markup – time consuming but necessary. Schema markup will continue with its great potential in helping search engines decipher the context of your content. Tools that allow schema markup to be created and validated simply will help immensely in boosting your site in the numerous layers of visibility, including rich results and knowledge panels.
Local SEO will remain a cornerstone for digital marketing, especially for businesses with physical locations. Platforms that manage local listings, reviews, and citations will be indispensable in optimizing local search visibility. For instance, if you want to reap the benefits of SEO in Toronto, a local optimization-centered tool would be a must.
Google will put even greater importance on E-A-T in 2025. Software that scrutinizes your site’s E-A-T signals-author bios, citations, and user reviews-will be essential to growing trust and credibility in the eyes of both the search engine and the user.
Visual content remains vital to SEO. Tools that optimize images and videos for search engines-including file compression, alt text generation, and video schema markup-will be very important for maximum visibility in visual search results.
Log file analysis can offer useful insight into how search engine crawlers find their way through your website. Tools to ease log file analysis will allow you to detect crawl errors, optimize crawl budget, and enhance site indexing.
 Monitoring those back links Checking out your competitors’ strategies still forms an important part of SEO. Tools offering profound competitive analysis, including backlink profiles, keyword methods, and content performance, will benefit in keeping ahead of the competitors. In the SEO world come 2025, intelligent automation and analysis of deep data with user experience in focus will dominate the landscape. Incorporating these 10 must-have tools will keep your website visible, pertinent, and competitive in the ever-changing digital marketplace.
March 25, 2025 BURLINGTON, ON
Drumroll, please… Library announces the results of their annual bookmark contest. After tallying up nearly 2,000 votes cast online, the 2025 winners are:
The 400+ entries we received were as creative and diverse as the books on our shelves! It was incredibly challenging to narrow the entries down for each age category for voting, but we hope you agree that the winning designs showcase the imagination and talent of our Burlington community.
March 25th, 2025 BURLINGTON, ON
CANCELLATION AND REFUND POLICY FOR CAMPS AND CHILDREN’S PROGRAMSFull refunds will be issued for cancellation requests received more than 14 days from the start of the program. Cancellation requests received within 13 – 6 days of the start of the program will be subject to a 25% cancellation fee. Cancellation requests received within 5 days of the start of the program will not be eligible for a refund. Refunds will be issued by cheque and/or as a credit card refund. If the Museums of Burlington cancel a program(s), a full refund will be issued in the same manner as payment was received; Interac is considered cash. If refund is by cheque, it will be processed within 7 days, once the payment cheque has cleared. ADDITIONAL CONDITIONS APPLICABLE TO CHILDREN’S CAMPS AND PROGRAMSThe Museums of Burlington assumes no responsibility for loss of or damage to personal belongings. In case of theft, no claim shall be made against the Museums of Burlington. All of the camper’s limitations, existing conditions (physical and emotional/psychological) and special requirements must be fully disclosed in the Camp Registration Form. The Museums of Burlington reserves the right to refuse any registration for any reason. The decision in such matters will be final. Daily Checklist for Campers
PICK-UP AND DROP-OFF Camp runs from 9:00 am – 4:00 pm each day. On each arrival, a parent/guardian must sign their participant in. Upon dismissal, an authorized parent/guardian per their registration form must sign their participant out. The Museums of Burlington reserves the right to ask for identification to confirm the authorized parent/guardian. If a participant has not been picked up within 15 minutes following dismissal, parents/guardians may be subject to a late fee. If a parent/guardian cannot be reached, a phone call will be made to any emergency contacts provided. In extreme circumstances the Museums of Burlington reserves the right to contact police or Child Protection Services. The Museums of Burlington reserves the right to modify pick up times to keep our participants and staff safe during severe inclement weather or other emergency situations. CAMPER CODE OF CONDUCT POLICY Please review with your participant the expectations outlined below. Participants should:
Consequences for misbehaviour may include:
You acknowledge and agree that should the Participant exhibit violent behaviour towards another participant, staff and/or volunteer that the Museums of Burlington may undertake a further assessment to determine the Participant’s ongoing suitability for the program. Should the Museums of Burlington in its sole discretion determine that the Participant’s participation in the program constitutes a substantial health and safety risk to other participants, staff and/or volunteer, the Museums of Burlington reserves the right to remove the Participant from the program and/or to deny admittance to the participant to the program in the future. MEDICAL AUTHORIZATION Authorization is required if your child carries an adrenaline shot (ie. Epi-pen) or inhaler. By noting my child’s medical history on the registration form, you authorize persons designated by the Museums of Burlington to administer, if needed and in the case of an emergency, the described adrenaline medication or inhaler to my child. By noting the above information on the online registration form, I hereby authorize the designated staff of the Museums of Burlington to administer any first aid deemed necessary. If the designated staff member deems it necessary, I also authorize the transport of my child by ambulance or otherwise to a hospital or other medical facility. Moreover, if we cannot be reached, I authorize the physician chosen by the camp’s designated staff to administer any medical treatment required to my child in his/her state, including surgery, injections, anesthesia and hospitalization. The parent/guardian and the participant agree to reimburse the Museums of Burlington for any unforeseen expenses that may occur on the participants behalf (i.e. emergency expenses, services, etc.) I hereby shall release and discharge, the Museums of Burlington, the Museums of Burlington Board, the City of Burlington, its officers, agents, and employees from any and all claims or liability for personal injury the participant may suffer while participating.
March 25, 2025 BURLINGTON, ON
Trade war with the U.S. has caused not only federal political upheaval, but provincial turmoil as well. That is perhaps most evident in the Angus Reid Institute’s quarterly premier approval ratings, which show a significant turn of fortune for many of the country’s first ministers. New data illustrates some of the country’s premiers have received a “Trump bump” in approval. Ontario Premier Doug Ford, sitting in the low 30s for nearly two years, is now approved of by half (48%) in his province after a star-turn during trade negotiations with the U.S. that has some dubbing him “Captain Canada”.
In this sea change of opinion, perhaps what is most notable are the premiers whose approval rating is statistically unchanged from December. Alberta Premier Danielle Smith, who has also taken a lead role in U.S.-Canada relations during this trade war, sees approval (46%) that is unchanged from two years ago. In Quebec, approval of Premier François Legault is statistically unchanged from three months ago at 38 per cent. In both cases, domestic scandal – another one in health care for Smith, and one over the cost overruns of the online platform for the province’s auto insurance corporation for Legault – may be weighing down any positive lift from their responses to Trump. Now take a look at previous Angus Reid ratings:
March 25th, 2025 BURLINGTON, ON
How did this happen? Milton Town Council took possession of Canada’s first mid-life diesel-to-electric bus conversion. They received a project update and took the freshly wrapped electric bus for its first ride, as the bus prepares for road testing and high-voltage training. The Town of Milton is working with Milton-based MTB Transit Solutions on this innovative conversion project. Where is Burlington in the creation of its transit system from diesel to electric? Has Burlington decided to spend its transit budget on free bus service rather than moving the fleet to electric?  Milton has taken the lead in adding an electric bus to its transit fleet. As Milton Transit explores electrifying its bus fleet, this pilot will provide useful details on charging, maintenance, performance, and cost related to the conversion process. Milton is the first municipality in Canada to pilot mid-life, diesel-to-battery-electric conversion technology on a transit bus. Once in service, the 12-metre electric bus will eliminate tailpipe emissions and offer passengers reduced noise and vibration to make their experience more comfortable. The bus will begin road testing in April to fine-tune features and procedures such as regenerative braking, battery performance, hill holds, passenger loading, route patterns, and acceleration. This will help Milton Transit understand and optimize the schedule when the bus enters regular service. The Town and MTB will prepare the bus to enter service in summer 2025.
March 24, 2025 BURLINGTON, ON If this poll holds – the election will be over when the ballots are cast in Ontario.
This is a big one, a very important one. Think about the issues and decide what is best for the country and what is best for you. Don’t let social media sway your decision – there are a lot of people who are working very hard to sway your thinking.
March 24th, 2025 BURLINGTON, ON
A report first released by the The Toronto Dominion Bank in October of 2024 confirms what most parents have known for some time: their kids are either close to broke or are having a very difficult time financially. A survey by TD Bank Group reveals that nearly three in five (57 per cent) of Canadian parents polled expect to financially support their children after they become adults. However, two-thirds (61 per cent) don’t feel very confident in their ability to do so. Among those expecting to support their children into adulthood, one-third (33 per cent) of those surveyed say this is because they believe that the future cost of living (groceries, rent, etc.) won’t be manageable for them, with 30 per cent doing so out of concern their children may not be able to buy their first home. Just over a third surveyed (35 per cent) believe their kids will only become financially independent between the ages of 26 to 30. In looking to the future, seven in 10 Canadian parents polled believe their child will face greater financial challenges in life than they did, especially when it comes to achieving major financial milestones. Among these parents, most believe their child will have difficulties purchasing a home of their own (77 per cent) followed by saving money for retirement (57 per cent), paying for increasing grocery costs (53 per cent) and having the financial stability to raise a family (49 per cent). Economic landscape pushing more Canadian parents to talk finances at home Four in five (79 per cent) Canadian parents polled say they talk to their child(ren) about finances at least once a month, which represents a 14 per cent increase from 65 per cent in last year’s TD survey of Canadian parents. Further, three in five (60 per cent) Canadian parents polled say the current economic environment has impacted how they talk to their child about finances and 61 per cent of Canadian parents polled now say they frequently worry about their children’s financial future. Among parents polled whose financial discussions with their child have been impacted by the current economic environment, 79 per cent say they discuss their financial successes and challenges at home to help further develop education around financial literacy. “It’s encouraging to see that some Canadian parents are taking the initiative to speak with their children about the importance of finances at a young age,” said Emily Ross, VP, Everyday Advice Journey at TD. “These discussions lay the groundwork for financial literacy, helping to equip the next generation with the knowledge and skills to make informed financial decisions as they grow. By fostering an open dialogue and speaking with their children about money, parents are not just teaching their kids about saving and budgeting, they’re helping to empower them to build a more secure financial future.” Building a foundation for financial literacy
Parents surveyed believe that saving money (76 per cent), budgeting (69 per cent) and needs vs wants (68 per cent) are the most important financial fundamentals for children to learn. When asked when they would feel secure about their child’s financial future, Canadian parents surveyed say:
March 25th, 2025 BURLINGTON, ON
The Canadian province of Ontario is awash with creativity and innovation right now. Since the launch of Ontario’s licensed iGaming industry, the province has welcomed state-of-the-art iGaming software studios from around the globe. Many of these independent game providers bring original and intriguing online casino experiences to Ontario’s well-regulated platforms. Whether it’s classic video slots, virtual table games, or live-streamed games that replicate the authenticity and atmosphere of a casino floor, Ontario is fortunate to have the supply of the industry’s biggest and best experiences.  For anyone who’s been remotely involved in iGaming in Ontario before, the chances are you’ll have encountered Games Global games. Since the launch of iGaming in Ontario in 2022-23, the province’s total annual gaming revenues have risen from $1.4bn to $2.4bn and projections state that this figure will continue to grow. This is turbocharged by the presence of iGaming Ontario, the widely-respected subsidiary of the Alcohol and Gaming Commission of Ontario (AGCO) which oversees the integrity of the industry, while encouraging the biggest and brightest minds in iGaming software development to serve the people of Ontario. The AGCO has a difficult task with regulating some of Ontario’s most challenging markets, but iGaming appears to be thriving under its remit. Below, we’ll shine a spotlight on a handful of big-name players already operational in the province and explain why they are the ones to watch in the months and years ahead. Games GlobalFor anyone who’s been remotely involved in iGaming in Ontario before, the chances are you’ll have encountered Games Global games. Although the brand itself isn’t one of the most instantly recognisable, its game portfolio is one of the most comprehensive in the industry.
The end result is that Games Global is now responsible for some of the biggest slot and progressive slot titles in the world. The studio also benefits from having its own category of slots promoted by licensed operators in Ontario, showcasing some of their newest releases, such as Shamrock Bonanza and Area Link Luck. The Area Link slots are one of Games Global’s newest innovations, with a randomly triggering feature that can unleash hold-and-win style bonuses. Light & WonderLight & Wonder is another new brand that many iGamers in Ontario may not be enamoured with. However, it’s basically the studio formerly known as Scientific Games, which has been a major player in North American casino gaming for decades. Light & Wonder positions itself in an area where entertainment meets state-of-the-art technology. Its catalogue of games is oozing with old-school, retro charm, while its newest slots bring contemporary style and immersion, increasingly blurring the lines between casino gaming and video gaming. Relax GamingThe studio, Relax Gaming, has also been a breath of fresh air to the Ontario iGaming market. The game provider has delivered its much-celebrated mix of creative slots, as well as their renowned game aggregation services, well and truly to the table. Relax Gaming is best known for its Money Train slot series. This collection of highly volatile slots, complete with engaging bonus features and massive jackpots, helped put the studio on the global iGaming map. Returning to their aggregation services, what’s great about Relax Gaming is their desire to partner with smaller, indie studios to bring a variance of new and interesting games to Ontario’s licensed sites. Big Time GamingThere’s no doubt that Megaways slot games have become some of the most engaging and exciting titles in the Ontario iGaming market. We’ve got Big Time Gaming (BTG) to thank for this, with BTG the brains behind the flexible winways slot engine. Since then, BTG has licensed out the Megaways game engine to many slot developers worldwide, which means this provider’s influence is becoming even more potent on Ontario’s iGaming scene.  If you like your slots action-packed, with huge payout potential, BTG should be one of the first studios to keep an eye on wherever you choose to play. Nevertheless, BTG continues to design and build some of its own Megaways slot experiences too. Put simply, if you like your slots action-packed, with huge payout potential, BTG should be one of the first studios to keep an eye on wherever you choose to play. With iGaming in Ontario predicted to yield over $75m in revenue for the provincial government by the end of this year, the four studios listed above will be leading the charge with innovative and premium quality experiences.
March 25th, 2025 BURLINGTON, ON
It is only the end of Day 1 – so let’s not get too excited.
Liberal supporters continue to express less commitment to their party of choice than CPC voters As party leaders travel across the country on the campaign hustings, the Liberal plane appears to have more lift than those of their political rivals. New data from the non-profit Angus Reid Institute finds the Liberals’ turnaround continues to climb in elevation, boosting the party to an eight-point lead (46% to 38%) over the Conservatives.  The shift took place in just two weeks.
The governing party’s rise has been driven by the collapse of the NDP vote – now standing at seven per cent. Half (50%) of 2021 NDP voters plan on voting for the Liberals if the election were today. The Liberals have also benefitted from a renewed popularity in Quebec – half (49%) of Quebecers say they plan to vote Liberal – and especially in Montreal, where they garner two-thirds (64%) support. This has come at the expense of the Bloc Québécois, who find their support nearly halved from December (11% to 6%) and suffering from a flight of 2021 voters (23% intend to vote Liberal).  Changes like this are truly astounding. Canada has probably never seen a shift this steep in such a short period of time. These are just Montreal area voters. There is also no doubt that the switch from the tremendously unpopular leader and Prime Minister Justin Trudeau to the much-more liked Mark Carney has played a significant role in the Liberals’ rise from their support ditch. Approaching half (46%) of Canadians say their opinion of Carney has improved in recent weeks, as a majority (54%) view him favourably. He is also the only national party leader who has a net positive rating on both those metrics. In a sea of green flags for the Liberals, a red one looms large. The Conservatives continue to hold an advantage in voter commitment. Three-quarters (72%) of those who would support Pierre Poilievre’s party say they are firmly committed to that choice, compared to the half (51%) of Liberal voters who say the same. While support for the Conservatives has certainly fallen from its peak seen in December, the above data is perhaps evident that the party has a high floor, while Liberal support may or may not be at the crest of the wave. More Key Findings:
March 24th, 2025 BURLINGTON, ON
TD Bank Group (TD) has announced the 10 grant recipients of the 2024 TD Ready Challenge, an annual initiative that supports nonprofit and charitable organizations that develop innovative, impactful, and measurable solutions.
“When small businesses thrive, communities thrive,” says Ellen Glaessner, Head of Sustainability and Corporate Citizenship. “This is why TD is supporting nonprofit organizations who help cultivate the entrepreneurial landscape. Support is especially vital for underserved entrepreneurs, who face unique challenges and are an important part of the small business ecosystem. The proposed solutions have incredible potential to make a real difference, and we can’t wait to see the impact they will help drive.”  One of the project sponsored by the Tamarack Institute for Community Engagement. The TD Ready Challenge Grant program is part of the Bank’s longstanding commitment to help the communities we serve prosper. Each year, the program puts out a call for organizations in Canada and the U.S. to submit applications that offer solutions to a different problem statement. In previous years, the program has focused on helping to address barriers to affordable housing, health care and income stability, and addressing pandemic-related learning loss. The 2024 TD Ready Challenge complements the Bank’s efforts to support financial security and aligns with TD Pathways to Economic Inclusion and the TD Community Impact Plan in the U.S. There were a maximum of 10 grants available through the program in 2024. Eligible Canadian-based organizations were able to apply for CAD $1 million and eligible U.S.-based organizations were able to apply for USD $1 million. The Canadian grants were awarded to: Futurpreneur | Women in Entrepreneurship Initiative (Canada): Futurpreneur’s Women in Entrepreneurship Initiative will use the grant to support women-owned and women-led businesses through networking events, a peer-supported community, and tailored capacity-building workshops. Participants will gain critical skills for business growth in topics like financial management, marketing, access to capital, and international expansion, with access to coaching and resources through in-person and virtual connection opportunities.
Tamarack Institute for Community Engagement and Small Economy Works| Initiating Futures: Advancing rural, remote, and northern entrepreneurs (Canada): Tamarack Institute and Small Economy Works are using the $1 million grant to work together to engage 300 entrepreneurs with practical and contextualized training to grow and develop their businesses. Through local community collaboratives and AI-powered learning, the program delivers personalized coaching and group learning opportunities designed specifically to support aspiring populations such as Indigenous women, rural, remote, and northern entrepreneurs.
Syrian Canadian Foundation (SCF) | Newcomer Entrepreneur Women (N.E.W) Venture (Canada): The N.E.W Venture program, in partnership with the NISA Foundation, is using the funds to advancing economic independence and social inclusion through entrepreneurship training and skills development for newcomer and refugee women in Ontario and Quebec, with a particular focus on women who are victims of gender-based violence.
 Futurpreneur develops the entrepreneurs of the future: here is a crowd ready to go. Toronto Arts Foundation | Newcomer Artist Program (Canada): The grant will be used by the Newcomer Artist Program expansion to empower newcomer artists through mentorship, education, and work-integrated learning. Over three years, annual cohorts of 25 newcomer artists will gain entrepreneurship skills, paid work experience, and access to industry networks, contributing to their economic independence, personal and professional fulfillment, social integration, and long-term success.
University of British Columbia | UBC Sauder School of Business Ch’nook Management Program: Increasing Access to Economic Opportunities through Business Education, Entrepreneurship and Small Business Skills (Canada): The Ch’nook Management Program will leverage the $1 million grant to empower Indigenous entrepreneurs and small business owners with business education, skills, and resources to succeed. UBC Sauder faculty integrate business knowledge and management training with Indigenous perspectives to create a culturally relevant learning experience, culminating in participants presenting their projects or ventures at the program’s end.
March 24th, 2025 BURLINGTON, ON
At one point it looked like the renovation of Civic Square was a possible 2026 municipal election issue. The original plan was to have the upgrade completed sometime in the first half o 2026 which would be smack in the middle of the election.  Civic Square as it exists today. Staff make excellent use of the space.  A montage of views – what Civic Square will look like when the upgrade is complete. We’ve learned that design should be completed by March of this year. A tender is scheduled to be awarded in the fall. Construction will take place between spring of 2026 and spring of 2027. And the opening ceremony for the new civic square is slated to be spring of 2027. At one point the city expected construction to take place mid-2025 and be completed a year later.  This is what Civic Square looks like now.  Proposed design for lighting at Civic Square Three highlights are: the new, smaller, design for the parking lot adjacent to city hall off of Elgin street; this is the space where Councillors get to park their cars; the new water feature (fountain with in-ground jets and lighting); and steel and wood cantilevered canopies with integrated lighting and public art to add visual appeal and functionality. Quite how art makes a site more functional is something we fail to grasp. At one point the city expected construction to take place mid-2025 and be completed a year later. The budget for the project is currently more than $6.5 million, with much of the funding coming from federal and provincial sources. Expect that $6.5 million to be bumped up – it will get blamed on Donald Trump. Anne and Dave Marsden point out, quite rightly, that the the original council approved plan was to have the Civic Square access and safety issues addressed in 2019 for a budget of $1 million.
March 25th, 2025 BURLINGTON, ON
Cryptocurrency is transforming the landscape for small businesses, offering modern solutions to traditional challenges. With reduced transaction fees and the potential to reach a global customer base, digital currencies present significant advantages. Understanding secure methods to buy Bitcoin in Canada is crucial for businesses aiming to leverage this technology effectively.
Benefits of adopting cryptocurrencyIntegrating cryptocurrency into business operations offers significant advantages, particularly in reducing transaction fees. Traditional payment systems often impose high charges that can erode profit margins. Cryptocurrencies, being decentralized, typically eliminate or substantially reduce these fees, allowing more funds to remain within the business. This financial relief can be crucial for small businesses striving to maintain a healthy bottom line. Additionally, cryptocurrencies provide an opportunity to tap into a broader customer base. By accepting digital currencies, businesses are no longer limited by geographical boundaries or traditional banking systems. This inclusivity can attract tech-savvy customers who prefer using digital wallets over conventional cash or card payments. Furthermore, the use of cryptocurrency can position your business as forward-thinking and innovative, enhancing brand perception. The transparency and security offered by blockchain technology also instill confidence in both business owners and customers. Every transaction is recorded on a public ledger, reducing fraud risks and ensuring accountability. As more consumers become comfortable with digital currencies, businesses that adopt these solutions early are likely to gain a competitive edge in their industries. Navigating challenges and security concernsDespite its benefits, integrating cryptocurrency into business operations is not without challenges. Security remains one of the top concerns for businesses considering this transition. The decentralized nature of cryptocurrencies means that there is no central authority to resolve disputes or address fraud claims. Therefore, securing transactions becomes the responsibility of each individual business. The volatility of cryptocurrency values poses another challenge. Market fluctuations can impact the value of crypto holdings significantly, creating potential financial instability for businesses relying heavily on digital currencies. This unpredictability requires businesses to develop strategies for managing crypto assets effectively and minimizing risks associated with value changes. Moreover, understanding regulatory compliance is crucial when dealing with cryptocurrencies. With varying regulations across different jurisdictions, staying informed about legal obligations is essential to avoid potential pitfalls. Businesses must be proactive in ensuring that they adhere to any applicable laws regarding cryptocurrency transactions and reporting requirements. Success stories of crypto adoptionNumerous small businesses have successfully integrated cryptocurrency solutions into their operations, reaping substantial benefits as a result. These pioneering enterprises have not only managed to streamline their payment processes but have also seen an increase in customer engagement and satisfaction. By providing more flexible payment options, these businesses have attracted a diverse clientele eager to embrace new technologies. Implementing cryptocurrency has allowed some businesses to scale rapidly by tapping into international markets without facing currency exchange hurdles. This global reach would have been difficult to achieve with traditional financial systems due to high transaction costs and lengthy processing times. As such, adopting crypto solutions has facilitated smoother cross-border trade and opened up new revenue streams. The success of these businesses serves as inspiration for others contemplating a similar transition. Their stories highlight the potential growth opportunities available through embracing digital currencies while underscoring the importance of robust planning and risk management strategies. Methods for acquiring Bitcoin in Canada
Using reputable exchanges can provide peace of mind when purchasing Bitcoin or other cryptocurrencies. These platforms often include comprehensive tutorials and support services that guide users through the buying process step by step. Additionally, integrating wallets that offer secure storage options can protect digital assets from potential cyber threats. Another consideration when buying Bitcoin is keeping abreast of market trends and price fluctuations. Staying informed enables better decision-making regarding when to buy or sell cryptocurrencies based on current market conditions. This proactive approach helps maximize returns while minimizing potential risks associated with price volatility.
March 24th, 2025 BURLINGTON, ON
Online gambling is legal in Canada. This is a result of careful consideration and realization that overregulating and over-taxing online gambling causes more harm than it does good. When these laws were passed, regulators anticipated increased revenue and greater player protection. They didn’t expect Canadians to so often choose online casinos over their traditional (conventional casino) counterparts. Here are a few speculations on why this might be the case.  You don’t even need a computer anymore. Online casinos are fully mobile-friendly, and most major platforms even have their own dedicated apps. Residents of rural and remote areas Canada is massive, and not everyone lives within a short drive of a casino. Some people would have to travel for hours just to play a few rounds of blackjack or spin a slot machine. That’s not exactly practical. Online casinos erase that distance, letting anyone play from home, no matter where that home is. Also, satellite internet and mobile data have made online gambling even more accessible. Even if someone lives in a town with limited connectivity, there’s still a good chance they can access an online casino. Slow speeds don’t matter much for slots or card games, and most platforms are optimized to run smoothly even on weaker connections.  When you’re playing online, location doesn’t limit your options anymore. You don’t even need a computer anymore. Online casinos are fully mobile-friendly, and most major platforms even have their own dedicated apps. That means anyone with a smartphone can log in and play, whether they’re sitting at home, waiting for a bus, or even out camping in the middle of nowhere. The best part is that players in rural areas aren’t just stuck with whatever’s available nearby. They can compare multiple online casinos, pick one among many Canadian gambling platforms with top bonuses, and enjoy a much wider variety of games than they’d even find at a local establishment. When you’re playing online, location doesn’t limit your options anymore. Avoiding travel and accommodation costsA trip to a land-based casino isn’t cheap. First, there’s the cost of getting there – whether that’s gas, a plane ticket, or a pricey Uber ride. Then, if the casino isn’t close to home, there’s also the price of a hotel stay. All of that adds up before you’ve even placed a single bet. Even for those who live near a casino, the expenses don’t stop at travel. Parking fees, overpriced drinks, and the occasional tip for a dealer all eat into your bankroll. At an online casino, none of that is an issue. You don’t need to pay for a spot, you don’t have to tip anyone, and you won’t be tempted to splurge on extra costs just because you’re there. Moreover, online casinos let players spend all of their money on playing. Instead of setting aside part of the budget for gas or accommodation, they can focus entirely on the games. That means more time at the tables, more spins on the slots, and potentially bigger wins. Let’s be real—most people don’t go to a casino just to sit in the building. It’s about the experience of playing. Online casinos give you the same thrill without the extra financial burden. So instead of spending money just to get a casino, why not play from the comfort of home? More game variety than traditional casinosLand-based casinos can only fit so many machines and tables before they run out of space. They have to be selective about what they offer, and that often means sticking to the most popular games. Online casinos don’t have that problem. They can host thousands of games without any physical limitations.  At a brick-and-mortar casino, you sit down at a single machine or table and play until you’re done. Also, the variety is constantly expanding. Unlike traditional casinos, which have to replace machines and set up new tables physically, online platforms can add new games with just a few clicks. That means players always have something fresh to try, whether that’s the latest slot release or a unique poker variation they’ve never played before. Online players aren’t stuck with just one game at a time. At a brick-and-mortar casino, you sit down at a single machine or table and play until you’re done. Online, you can have multiple games open at once, switching between them as you please. It’s a level of flexibility that land-based casinos simply can’t match. Let’s not forget about niche games. Some players love less common options like Sic Bo, keno, or crash games. Finding those at a physical casino can be hit or miss, but online casinos offer them in abundance. So, whether someone prefers classic tabletop games or experimental new titles, the online world has something for everyone. Better bonuses and promotionsWalking into a land-based casino, you’re not exactly greeted with free money. Sure, they might offer a complimentary drink or two, but actual cash incentives? Not likely. Online casinos, on the other hand, roll out the red carpet with welcome bonuses that can double or even triple a player’s deposit. It’s not just about the initial welcome offer. Online casinos constantly compete for players, which means ongoing promotions, cashback deals, and free spins are always in the mix. Traditional casinos have comps, but these tend to favor high rollers. Online, even casual players can benefit from loyalty programs and regular rewards. Online casinos make it easy to compare offers. Instead of being stuck with whatever a single casino is offering, players can shop around for the best promotions. Wagering requirements are usually listed upfront, so it’s easy to find bonuses that are actually worth claiming. The constant competition between online platforms puts players in a strong position. If one casino doesn’t offer good promotions, plenty of others will. That kind of leverage simply doesn’t exist in a traditional casino setting, where promotions are limited and often reserved for VIP guests. More privacy and anonymityNot everyone wants to be seen walking into a casino. Some people just prefer to keep their gambling habits private, whether it’s to avoid judgment from friends, family, or even coworkers. Online casinos remove that concern entirely. You can play whenever you want without anyone knowing, and there’s no need to worry about bumping into someone you’d rather not see.  You can play in your pajamas, in complete silence, or with your favorite music in the background. Also, playing online means you don’t have to follow any kind of social expectations. There’s no need to dress up, interact with strangers, or deal with the noise of a crowded casino floor. You can play in your pajamas, in complete silence, or with your favorite music in the background – it’s entirely up to you. Moreover, online casinos offer more ways to stay discreet regarding transactions. Many accept cryptocurrency, e-wallets, or prepaid cards, allowing players to deposit and withdraw funds without using their bank account directly. This level of financial privacy is something land-based casinos just don’t offer. Let’s not forget that online casinos don’t require you to sign up for a physical membership. In brick-and-mortar casinos, joining a rewards program means handing over personal details and tracking your gambling habits. Online, you can often play without sharing too much personal information, giving you more control over what’s exposed. Just keep in mind that you still need to keep your privacy online. Final wordsAt the end of the day, it’s all about choice and comfort. Canadians are realizing they don’t have to settle for long drives, limited game selections, or costly casino trips anymore. Online casinos give them more control over how, when, and where they play – all while offering better deals and greater flexibility. You see, it’s not just about gambling; it’s about having a seamless, enjoyable experience that fits into your lifestyle.
March 24th, 2025 BURLINGTON, ON
No one’s ever accused Mark Carney of being middle class. But the former Toronto investment banker’s proposed “middle-class tax cut” includes ultra-high income earners like him. The Liberal leader launched his campaign promising a “middle-class tax cut” that gives top benefits to millionaires and billionaires. That generates a $574 benefit to anyone with a taxable income over $57,375 and right up to the top income earner. Those earning less than $57,375 would get a smaller benefit.
Unlike Trudeau in 2015, no high income offset with CarneyIn 2015, Justin Trudeau also promised a “middle class” tax cut, but one that came with an off-setting tax increase on income over $250,000. That off-set cancelled any benefit once income exceeded about $263,000. But with no offset in Carney’s plan, even the highest income earners in Canada are included in Carney’s “middle class” tax cut. The maximum $574 would be paid to Galen Weston, Chip Wilson, the Irvings, or the Thompson family. And Mark Carney. Tax payable on a taxable income of $30,000 would be reduced by $300 and tax payable on $50,000 would fall $500. While anything is helpful for low-income Canadians, bolder steps like the national dental care program deliver much more impact, saving a low-income family of four $1,809 a year, according to 2024 budget documents.  Prime Minister Mark Carney Today’s pledged tax cut for even the richest Canadians comes after Carney cancelled Trudeau’s plan for two-thirds of capital gains over $250,000 a year to become subject to income tax, up from half. Half of the amounts up to $250,000 a year would continue to go tax-free. Capital gains are the amount earned from buying then selling capital assets, such as company stock, and are treated differently than employment income in tax law. In recent research paper in Policy Options, tax experts using 2019 tax filer information found the entire benefit of Carney’s cancellation would flow to just 46,705, or 0.16 percent, of tax filers. That group had an average income of $1,183,157 in 2019. For 99.86 percent of Canada’s 29 million tax filers, there would be no benefit from Caney’s tax cancellation. In 2027-2028, cancelling capital gains changes is projected to be worth $1.8 billion to that very small pool or investors earning more than $250,000 a year in capital gains. The amount saved is projected to rise to $2.3 billion in 2028-29. Carney will get “middle class tax cut,” but benefit from cancelling capital gains unclearOn starting at the Bank of England in 2013, Carney was being paid $1.4 million a year. Seven years later, Carney left to join Brookfield Asset Management, an investment bank with $1 trillion in assets that owns everything from privatized hospitals to local utilities and real estate. Carney served as Brookfield board chair, resigning January 16, 2025. Last week, a US corporate filing by Brookfield Asset Management shows Carney and two other executives together earned $4 million in salary, $3.5 million in cash bonuses and $67,439 paid to retirement savings contributions and Brookfields’ executive medical program. The $7,567,439 total, if averaged between the three executives, would be $2,522,479 each. Despite his ultra-high income, Mark Carney has included himself in his “middle-class tax cut.” Brookfields’ 10-K filing also shows Carney held 409,300 Brookfield share options on December 31, 2024. On Friday’s close, Brookfield stock traded at $53.65. But Carney’s options let him buy those shares for the deeply discounted price of $37.54. If Carney exercised any share options on Friday, he would’ve earned $16.11 per share, the difference between the $53.65 market price and the $37.54 option price. If he exercised all his 409,300 share options on Friday, he would have earned $6,598,823. While stock option income is usually treated as a capital gain, and therefore only half taxed, earnings from stock options received as employment compensation are employment income and must all be included as income. However, the employee stock option benefit deduction parallels the capital gains inclusion rate, delivering the same effect, a detailed topic for a future date.
March 23rd, 2025 BURLINGTON, ON
Lawrence Krimker’s journey from modest beginnings to entrepreneurial success is a compelling testament to the power of resilience, strategic thinking, and an unwavering commitment to personal growth. Born in a working-class neighborhood in Toronto, Lawrence had no financial safety net or family business to rely on. Instead, he built his success from the ground up, driven by a relentless work ethic and a sharp eye for market opportunities. His story illustrates how determination and creativity can turn challenges into stepping stones, ultimately leading to the creation of a business empire with over $2B in assets. Today, Lawrence is recognized not only for his financial achievements but also for his contributions to promoting sustainable business practices and giving back to the community. His journey offers valuable lessons for aspiring entrepreneurs and established business leaders alike. Early Beginnings  Lawrence Krimker’s journey from a self-made entrepreneur to a respected business leader is a powerful example of what can be achieved through determination, strategic thinking, and a commitment to core values. Lawrence’s entrepreneurial spark ignited at the age of 14 when he launched his first business, a local directory for home improvement services. This venture was more than just a teenage side hustle; it was a practical introduction to the fundamentals of business management. Handling every aspect of the business himself — from cold-calling potential clients to designing and distributing the directories — Lawrence learned the importance of market research, customer service, and financial discipline. These early experiences taught him the value of building strong customer relationships and the need for adaptability in the face of challenges. By the time Lawrence Krimker reached high school, Lawrence had developed a keen understanding of business dynamics that set him apart from his peers. His drive to succeed was evident even then, as he balanced his studies with the demands of running a growing business. This early venture laid a solid foundation for his future entrepreneurial endeavors, instilling in him the confidence to take on increasingly ambitious projects. Educational Pursuits and Early Ventures Building the Empire
Conclusion Lawrence Krimker’s journey from a self-made entrepreneur to a respected business leader is a powerful example of what can be achieved through determination, strategic thinking, and a commitment to core values. His story offers invaluable lessons for aspiring entrepreneurs, demonstrating that success is not just about financial achievement but also about making a positive impact on the community and the world. Lawrence’s legacy is one of innovation, leadership, and giving back, providing a blueprint for others to follow in the pursuit of their own entrepreneurial dreams. His ongoing contributions to sustainable business practices and community development continue to inspire those who seek to make a difference.
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Congratulations to the five winners, and a big thank you to everyone who submitted a design and voted. These awesome bookmarks are now available to pick up at your local branch. Tuck them into your next great read!
