 By James Stelco
February 10th, 2026
BURLINGTON, ON
Zodiac Casino is a long-established online gaming platform popular among Canadian players who value stability, transparent rules, and a wide slot selection. Operating under a recognized gaming license and serving users for more than two decades, the platform has built its reputation on consistent technical performance and reliable payment processing. For many visitors, trust matters more than temporary promotions. Players often arrive at Casino Zodiac not only for entertainment, but also for confidence that deposits, withdrawals, and gameplay systems function fairly.
Slots remain the most visited category because they are easy to understand and adapt to different budgets and risk preferences. Some users prefer quick five-minute sessions after work. Others enjoy longer gameplay with bonus features and visual storytelling. A structured guide helps filter hundreds of options into manageable choices. The goal is not to promise wins, but to align game mechanics with personal comfort and expectations.
Why Players Choose Zodiac Casino for Slots
 Casinos that function for over twenty years usually maintain strong infrastructure, updated software, and stable servers. One major advantage is operational continuity. Casinos that function for over twenty years usually maintain strong infrastructure, updated software, and stable servers. Technical interruptions are rare, and mobile compatibility is generally smooth. Reliability becomes especially important during bonus rounds or withdrawals, where disruptions can quickly damage confidence.
Payment efficiency is another deciding factor for Canadian users. Even when timelines are industry-standard, clarity reduces stress. Clear instructions and predictable processing contribute more to long-term loyalty than aggressive advertising campaigns.
There is also a trade-off. A large game catalog increases freedom but may overwhelm newcomers. Without categorization or provider familiarity, players may spend more time browsing than actually playing. Curated recommendations reduce friction and improve the first-time experience.
Responsible gaming tools also influence trust. Deposit limits, session reminders, and cooling-off options help players maintain emotional and financial balance. These features do not remove excitement. They simply support controlled entertainment rather than impulsive behavior.
How to Evaluate a Slot Before Playing
Slots differ mathematically more than visually. Three variables shape the experience: volatility, feature density, and provider reliability.
Volatility describes how often wins appear and how large they tend to be.
- Low volatility: frequent small wins.
- High volatility: rare but potentially larger wins.
Neither is inherently better. Short sessions often feel smoother with medium volatility, while longer sessions can tolerate higher risk swings.
 Feature density includes free spins, multipliers, cascading reels, or expanding symbols. Feature density includes free spins, multipliers, cascading reels, or expanding symbols. Some players prefer uninterrupted spinning with minimal distractions. Others enjoy layered mechanics that extend playtime and build suspense.
Provider reliability influences performance quality. Established studios usually offer smoother animations, optimized loading speed, and standardized fairness testing. Smaller studios can still be engaging, but consistency varies more widely.
Expert tip: Start with small wagers for the first 20–30 spins. Observe rhythm, bonus frequency, and comfort level before increasing stakes.
Realistic expectations are essential. Slots are entertainment products, not financial strategies. Setting a fixed session budget improves enjoyment and reduces impulsive decisions triggered by temporary streaks.
Top Slot Picks at Casino Zodiac
This selection highlights diversity rather than ranking. The aim is to cover different styles so players can quickly recognize personal alignment. Some titles focus on nostalgia and simplicity. Others rely on animation and bonus chains. Instant formats emphasize speed and timing decisions.
Classic Style Slots
Wild Tiger reflects traditional slot structure with simple paylines and clear visuals. It suits beginners who value predictability and minimal learning time.
Mega Joker leans heavily into retro aesthetics. Its appeal lies in nostalgia and fast spin cycles rather than cinematic storytelling.
King Cashalot blends classic symbols with light bonus elements. It maintains accessibility while adding occasional variation, creating a balanced rhythm.
Adventure & Feature Slots
Book Of Dead uses exploration themes and free-spin mechanics to build anticipation between base spins and bonuses. It often attracts players who enjoy suspense and immersive design.
Sweet Bonanza shifts toward colorful visuals and cascading reels instead of fixed paylines. Chain reactions and multipliers create energetic sessions.
Sugar Rush operates on cluster mechanics where wins form through symbol groups rather than lines. Progressive multipliers build tension across consecutive rounds.
Crash & Instant Games
 Chicken Road introduces playful design and fast pacing, appealing to casual sessions where entertainment outweighs strategy. Spaceman offers minimalist visuals and extremely quick rounds. It is well-suited for short breaks rather than extended play.
Aviator focuses on multiplier timing decisions. Instead of spinning reels, players decide when to exit, creating an interactive experience.
Chicken Road introduces playful design and fast pacing, appealing to casual sessions where entertainment outweighs strategy.
Providers to Watch
PG SOFT is recognized for mobile-first optimization and smooth animations. Their titles usually load quickly and maintain consistent visual quality across devices.
Pragmatic Play emphasizes variety. Their portfolio ranges from classic slots to animated video titles and instant formats. This diversity increases the chance that players will find a comfortable style without leaving the platform ecosystem.
Slot Comparison Table
| Slot Name |
Provider |
Game Type |
Volatility |
RTP |
Best For |
| Wild Tiger |
Classic Studio |
Classic |
Medium |
96% |
Beginners |
| Book Of Dead |
Adventure Dev |
Video |
High |
96.20% |
Feature Hunters |
| Sweet Bonanza |
Pragmatic Play |
Video |
Medium |
96.50% |
Visual Enthusiasts |
| Big Bass Bonanza |
Pragmatic Play |
Video |
Medium |
96.70% |
Casual Sessions |
| Aviator |
Instant Studio |
Crash |
Variable |
97% |
Fast Decision Players |
| Spaceman |
PG SOFT |
Crash |
Variable |
96.50% |
Short Play Bursts |
| Mega Joker |
Retro Dev |
Classic |
High |
99%* |
Nostalgia Fans |
*Some classic slots may have adjustable RTP modes depending on configuration.
RTP reflects long-term statistical return, not short-term winning probability. Individual sessions remain unpredictable.
Bonuses and Loyalty Value
A Bonus can extend playtime and allow experimentation with several slot styles without increasing immediate deposits. However, wagering requirements represent the exchange cost. Reading conditions carefully prevents unrealistic expectations and improves planning.
VIP loyalty systems reward consistent engagement with faster withdrawals, exclusive promotions, or personalized support. The benefit lies in convenience and added value. The compromise is commitment. Higher tiers often require sustained activity, which may not match occasional players.
Responsible gaming tools remain essential when bonuses are involved. Deposit limits and cooldown periods reduce the temptation to chase perceived value. Entertainment remains enjoyable only when spending stays within planned limits.
Responsible Play and Budget Control
 Slots are designed for engagement. Bright visuals and rapid feedback loops can unintentionally extend sessions. Setting time and budget limits before starting helps maintain control. Even experienced players benefit from structured breaks and reminders.
A common misconception is that high RTP or popular titles increase short-term success probability. In reality, RTP reflects averages calculated over millions of spins, not individual sessions. Short-term outcomes remain random. Recognizing this prevents emotional decisions driven by recent wins or losses.
Budget control does not reduce enjoyment. It improves sustainability. When boundaries are clear, players focus on entertainment rather than financial pressure. This mindset turns slots into leisure rather than stress.
FAQ
How do I choose the right slot if I am new?
Start with classic low-feature titles. They reduce confusion and allow quick understanding of paylines and bet sizes.
Do visual effects influence winning chances?
No. Graphics affect engagement only. Mathematical structure determines outcomes.
 Bonuses: They extend playtime but include wagering rules. Reading conditions before claiming is essential. Are bonuses always beneficial?
They extend playtime but include wagering rules. Reading conditions before claiming is essential.
Why does volatility matter?
Volatility indicates pacing. Low volatility gives frequent small wins, while high volatility gives rarer but larger spikes.
How can I keep control while playing?
Set deposit and time limits before starting. Take regular breaks and treat slots strictly as entertainment.
 By Tom Parkin
February 9th, 2026
BURLINGTON, ON
Not all food prices are rising,. Maybe some can be fixed, but specific problems require specific actions.
What’s driving food inflation
Price increase, Dec 2024-Dec 2025, among foods increasing more than 10 per cent
Food inflation is being driven by specific products, according to Statistics Canada data released last week, suggesting specific supply chain and input costs are the culprits behind food inflation, not macroeconomics.
The price of a litre of milk increased just 1.2 per cent in a year. White bread is up 2.3 per cent. Eggs are down 1.1 per cent. But other items are up — some by a lot.
No solution to food inflation from Poilievre or Carney
Conservative leader Pierre Poilievre has done a good job complaining about food inflation. And he’s not wrong that food inflation is higher in Canada that other G7 nations.
But his analysis of the problem doesn’t fit the evidence. Inflation’s attack has not been even across the board, as it would be if caused by taxation or money supply, the only two sources Poilievre has ever considered. And there’s no way he doesn’t know this.
Nor will Mark Carney’s $10 billion grocery tax credit do anything to fix the drivers of food inflation. It’s a very expensive talking point that takes money from health care or increases the deficit. And it’s not possible Mark Carney doesn’t know this.
Tackling inflation, a targeted fight?
Inflation being specific isn’t easy politics. Because it doesn’t make for easy solutions.
The cost of coffee is way up. So is beef and chicken. And certain produce. If governments are really interested in tackling food inflation — which has recently been the driving force in broader inflation — it’s going to take an approach focused on the specific problems.
Part of the reason for higher coffee prices appears to be environmental. And another reason is a gift from our friend and ally, Donald J. Trump. Most coffee sold in Canada apparently runs through U.S.-based buyers. And last April, Trump levied a baseline 10 per cent tariff on coffee. He added more tariffs on Columbia, Brazil and Vietnam. Perhaps Canadian retailers could find new suppliers to side-step Trump’s tariffs and prevent Canadians from paying Trump tariffs, but that doesn’t seem to have happened. Perhaps our government can make introductions.
Beef inflation suggests higher income from mark-ups across the supply chain
Another big increase is in the cost of beef. Stewing beef is up 22 per cent in one year. Ground beef is up 11 per cent.
Some of that hike is due to an increase in price for live cattle. The latest StatsCan livestock data, from November, shows the price of cattle up 24.7 per cent in a year. Data Shows has not dug into the causes of that big price hike. But economist Iglika Ivanova, co-director of BC Policy Solutions, recently told Left East to West environmental conditions are hiking the cost of maintaining herds.
But the price of livestock is only about 40 per cent of the retail cost of beef, according to the Cattlemen’s association. A 24.7 per cent increase to the input cost doesn’t explain a 22 per cent increase in the final retail cost.
If the cost of cattle was $4 in a $10 retail purchase and increased 24.7 per cent to $4.98, the retail price would shift up to $10.98, about 10 per cent, if higher input costs were passed along at cost. But a 22 per cent increase puts the price to $12.20, an additional $2.20 on the final sale, $1.22 more than the increased input cost. That’s not passing on inflation, it’s adding to it.
Supply chain mark-ups driving prices?
Suspicion falls on the possibility companies along the supply chain are riding a mark-up on percentage and taking a revenue hike — even though there’s been no change in their costs or work being done. That, too, is going to take more research.
But finally, let’s note food inflation is corrosive. Inflation keeps interest rates up, which hurts business loans, capital investment and jobs. And food inflation hits low income families particularly hard because they spend a higher percentage of their income covering the basics. Canada cannot succeed as a pricing paradise for rentiers and a price hell for working class people.
Cattle sale price, monthly, hundredweight Jul 2022-Nov 2025
 By Sadie Stewart
February 9th, 2026
BURLINGTON, ON
Online gambling didn’t suddenly become safer in Ontario because casinos behaved better. It changed because the province stopped looking the other way. Once rules were drawn and enforced, choosing where to play became less of a gamble itself. That change reshaped trust and expectations, and has made the gambling experience safer and more accessible.
For a long time, picking an online casino in Ontario was a bit like picking a takeaway at midnight. Plenty of options, very little clarity, and no real sense of who was watching the kitchen. That changed when the province stepped in and decided to place proper rules around online gambling. What followed was not just a legal tidy-up, but a clear change in how players started making choices.
The Moment Ontario Drew a Line Under Online Gambling
Ontario’s regulated online gambling market officially opened in April 2022, when the province replaced a loosely tolerated grey market with a licensed system overseen by the Alcohol and Gaming Commission of Ontario. The framework set out who could operate, what standards they had to meet, and how oversight would work from day one.
 Regulation changed by creating a clear dividing line. Before that point, many sites accepted Ontario players without any local approval. Some were reputable, others less so, but they all lived in the same fog. Regulation changed that by creating a clear dividing line. From then on, a casino either met Ontario’s requirements or it didn’t. For players, that line simplified decision-making in a very practical way. Legitimacy stopped being a guess and became something that could be checked.
Regulation Only Carries Weight When It Is Enforced
Rules on paper do not mean much unless someone is willing to back them up. Ontario has plenty of examples where laws exist, but enforcement falls short. A recent look at employment standards showed how quickly confidence erodes when oversight weakens, even when the rules themselves remain in place.
 Players did not just see new regulations announced; they saw operators registering, advertising rules changing, and unlicensed platforms pulling out of the province. That broader context helps explain why Ontario’s iGaming framework landed differently. Players did not just see new regulations announced; they saw operators registering, advertising rules changing, and unlicensed platforms pulling out of the province. Enforcement gave the system credibility. It reassured people that the rules were not symbolic, but active, and that there were consequences for ignoring them.
Political Priorities Shape the Rules People Live With
Regulation does not appear out of thin air. It reflects political priorities, internal debates and decisions about where the province wants to apply pressure. Ontario’s approach to online gambling sits within that wider political picture, where governance choices affect everything from labour law to consumer protection.
That political backdrop is important because it influences consistency. A system backed by clear policy direction and administrative support tends to feel more stable. For players, that stability translates into confidence. You are not just choosing a casino; you are choosing to trust a framework that the province has decided to stand behind.
What the Law Changed for Operators and Players
The legal structure behind Ontario’s market gave regulation teeth. The iGaming Ontario Act set out formal oversight, accountability and the roles different bodies play in managing the sector. This moved online gambling from a tolerated activity into a governed one.
For operators, that meant meeting clear standards around player protection, financial controls and reporting. For players, it meant knowing that disputes, payments and conduct fall under Ontario law. The relationship changed from one built largely on trust to one supported by enforceable rules. That filtered straight into how people judge risk and reliability when signing up.
Choosing in a Regulated Market Is a Different Exercise
Once regulation settled in, choosing an online casino stopped being about novelty alone. Licensing status and market entry under Ontario’s rules became part of the mental checklist. That is where comparison guides focused on regulated markets come into play, especially when comparing new online casinos that have entered under the province’s framework such as Casino.org Canada.
 When the province put clear lines around licensing and enforcement, it removed a lot of guesswork. The key difference is context. In a regulated market, comparison is no longer a leap of faith. It is about weighing options that operate under the same baseline rules, with oversight in place. That does not remove personal preference, but it does narrow the gap between a good choice and a risky one. Regulation did not make decisions exciting. It made them clearer, and for most people, that was the point.
What Stayed With Players after Regulation
Ontario’s rules did not tell people where to play. They changed how people think before choosing. When the province put clear lines around licensing and enforcement, it removed a lot of guesswork. Players stopped relying on hunches and started looking for signs that a platform belonged in the system. That does not guarantee a good experience every time, but it raises the floor. In a market where money, trust and fairness are tied together, clarity beats excitement. Regulation did not add flash. It added confidence, and that is what stuck. For most people, that change made decisions simpler and calmer.
 By Pepper Parr
February 8th, 2026
BURLINGTON, ON
TechPlace opened the doors to its new location at Bateman Community Centre in November.
They made it official on Tuesday afternoon with an overflow crowd doing their networking thing at a hyper speed rate.
 It was a packed room of entrepreneurs and TechPlace staff Tech Place is home to those men and women who have a dream and a passion that they are all in on.
The politicians got to make their comments and ten of the entrepreneurs were given time to explain what their business was about and how they were progressing.
 Anita Cassidy, Ex Director of BEDT. TechPlace is an arm of BEDT Burlington Economic Development and Tourism. It has a unique structure with a very distinct focus.
In 2020, the International Economic Development Council recognized TechPlace as one of the best economic development programs for entrepreneurship in North America. This gold medal represents not only the space, but the community that brings it to life. The award is something TechPlace sought.
These official openings are to a considerable degree a celebration of what is being done.
 Burlington Mayor Marianne Meed Ward Mayor Marianne Meed Ward made several remarks in her short address. She said the organization didn’t realize the number of needs – cultural and educational that the hub was meeting. She said that she had eight new ideas as she walked into TechPlace last Tuesday, adding that the “next big thing is going to be here.
Angel One has aligned itself with TechPlace. It provides investors with access to quality startups and shared expertise. Engage in valuable networking and educational events, better deal flow with a shared workload, and reduced risk through syndication. All while supporting economic development in the region. It also connects entrepreneurs with the capital they need.
 Making the case. Has anything that started out at TechPlace grown to the point where they became a publicly traded company, the objective of many entrepreneurs? Not to the best of our knowledge.
What is available at Tech Place is very impressive.
Anyone with hopes and dreams of starting something big would be hard pressed to find a better place to call home.
Partnership are an integral part of the TechPlace mission. They work We work closely with their partnerw to ensure TechPlace members are getting access to the best programming and resources available. Membership is acquired through an endorsement from a TechPlace partner.
There are different levels of partnership starting with people who want a place to work. The get to use a “hot desk”.
 Elizabeth Plouffe, Chief Minion at Spero Canada, a Workforce Development & Employment operation. The unique membership model helps to ensure they have the right mix of companies within their walls.
 City Councillor Paul Sharman listening to a budding entrepreneur. To become a member at TechPlace, or to apply and access one of our 10 private offices available through our LaunchPad and Soft Landing program, you must obtain an endorsement from one of our partners. Our network of local and international partners offer a wide range of expertise, including funding, mentorship, programming, and international expansion. They tell us which companies would benefit from the space and which ones have the most potential to grow. This collaborative approach is what makes TechPlace a destination for the best in tech.
Basic Membership
Includes: Unlimited hot desking during business hours, Unlimited Wi-Fi, 30 hours/month of meeting rooms and event space booking time, exclusive invites to educational and networking events at TechPlace, free coffee and access to the kitchen, free parking, free guest reception support and inclusion in TechPlace member directory
More than a Dedicated Hot Desk
Private office with 24/7 access, Company signage outside the office, private wired and wireless network, Company logo on TechPlace website, opportunities to participate in TechPlace marketing campaigns and community initiatives.
6-12 month residency, $ 700/month +HST
LaunchPad Office
Intended for a growing tech-focused start-up in Ontario that has at 2 full-time employees and has plans to grow in the next year.
They have to have a minimum viable product (MVP) and can demonstrate market traction. TechPlace offers them a private space where they can set up a basecamp and focus on growing their business.
The Soft Landing Program
Joining the program starts with an application. A company may be eligible to join if:
They are looking to expand into the Canadian market, they are a technology company or an entrepreneur who has recently arrived in Canada and is seeking to settle in the Halton Region.
 The ten organizations that are currently working out of TechPlace.
 Fintech has played a significant role in the development of the casino gaming market since the early 21st century. By Norman Coles
February 8th, 2026
BURLINGTON, ON
Fintech has played a significant role in the development of the casino gaming market since the early 21st century. Ingenuity is vital in any industry if it is to thrive and succeed across multiple platforms and countries.
For some in the industry, it is the integration of the blockchain that has helped it achieve a new status, a stream of new customers, and ingenuity that has kept traditional casino gaming concepts fresh.
Blockchain and cryptocurrency have opened the doors to a new market in casino gaming, and by channelling the overlapping markets of crypto and casino gaming, they create an environment where companies that innovate in both fields can try their hand at creating ideas that break the mould, which is why collaboration is so important.
The Ingenuity Of The Blockchain
 Each transaction on the blockchain is recorded and cannot be amended. Of all the innovative features of the blockchain, its DIY security has been one of the biggest talking points for burgeoning casinos looking to stand out in the market. Although blockchain and cryptocurrency are still in the early stages in Canada, the success they have had in other parts of the world bodes well for those companies looking to break into the market.
Given that each transaction on the blockchain is recorded and cannot be amended, this helps immensely from a security perspective, allowing casinos to monitor transactions and wallets and ensure that users do so without compromising the integrity of the integrated systems.
Anyone with a cryptocurrency wallet is able to set one up free of charge, and you can send crypto to another wallet without having to worry about any cross-border fees or hidden charges that have been a significant issuefor people who use their centralized bank accounts to send currency overseas, but this is just one element of why it is gaining so much traction.
We’ve seen this at Ozoon casino Canada, and it is a framework that has been successfully rolled out across multiple Bitcoin casinos worldwide. They don’t need to seek information from a centralized oversight body; everything is stored on the blockchain, and that’s all they need to raise queries or find out more about their withdrawals and deposits.
Taking Inspiration From Other Fields
Blockchain companies have often looked to other markets to expand their reach. We’ve seen them do it in healthcare, and we have seen them break into other broader areas of the gaming industry, too. They’re not the first industry to try this model. In fact, many casino gaming companies adopted this approach in the earliest days of the online betting market.
Those innovators who believed the future would be online invested heavily in partnering with industry leaders in website design, SEO marketing (despite the rise of AI), and security, ensuring websites remained safe and the information on servers remained secure and out of prying eyes.
Online casinos have replicated the traditional model, which has been a huge success in conventional gaming. This collaboration took place across a number of sectors, bringing in the sharpest minds and ultimately ensuring that the end product was innovative, engaging, and offered a high-class alternative and experience to those used to land-based versions of casino classics.
Why Transparency Matters
In a market that deals with so many different withdrawals and deposits, it’s important that customers and casino gaming platforms are able to have easy access when it comes to their transactions.
 Surveillance technology in online casinos has moved well beyond just sifting through event logs. Gaming ingenuity needs to push the market forward across all sectors. If you have a foundation built on security and openness, it will attract the right ethos and ideals into the business. Customers will be more inclined to check out a service if they know that companies operating within it are both fair and transparent. While no industry is without its detractors, any industry with a high level of consumer trust certainly helps put it on firmer ground.
It isn’t just that the blockchain ensures all information is publicly available and can’t be amended; the cryptography, which guarantees security and removes the need for third-party oversight, is a crucial element here. Blockchain is entirely digital, and as the gaming industry collectively moves toward a market aiming to achieve a similar level of digital dominance, Bitcoin’s growing significance was almost inevitable.
Blockchain’s Future In Casino Gaming
 Many companies are looking to implement blockchain technology and crypto payment systems into their design. We’ve seen how many companies are looking to implement blockchain technology and crypto payment systems into their design. With countries like the US ploughing ahead and looking to create a foundation for blockchain to become the fabric of many new systems, it’s bound to continue influencing the world of casino gaming.
Bitcoin casinos were among the first companies to integrate digital assets when mass adoption was low in the early 2010s. Therefore, as more people invest in and trade digital assets and more companies look to incorporate them into their business models, it’s highly likely we’ll see collaboration between blockchain, cryptocurrency, and casino gaming companies continue.
By Pepper Parr
February 6th, 2026
BURLINGTON, ON
The Gazette started the story about the 475 housing units that were taken off the market when the developer realized that the market wasn’t taking up what he had to offer.
Eric Stern expands on what we had to say with his piece in Focus Burlington. See the link below.
With the recent cancellation of a 475-unit condo project on Appleby Line, a correction in the condo market may already be happening.
What are some of the reasons behind this market correction?
The transformation of GTHA’s condo market from housing to an investment vehicle for “mom and pop” investors didn’t happen overnight. The roots lie in policy changes, economic shifts, and the emergence of “pre-construction” condos as an asset people invest in.
You can read the complete artilce by clicking HERE
 By Pepper Parr
February 6th, 2026
BURLINGTON, ON
OPINION
There are times when you need a scorecard to understand who is going to run for office – the why is rarely explained.
 Doly decided Ottawa was nicer than Toronto. House of Commons appealed to her. Doly Begum, who was Deputy Leader of the provincial New Democratic Party.
She had a very close working relationship with Leader of the Opposition Maris Stiles.
Begum was the member of Provincial Parliament (MPP) representing Scarborough Southwest for the Ontario New Democratic Party from 2018 to 2026, serving as a deputy leader of the Ontario NDP from 2022 to 2026, until she resigned her seat to run as a Liberal in the federal seat in that constituency.
 Bill Blair will become a High Commissioner. Doly saw a better offer and decided to run for the federal seat Scarborough West) that was going to be vacant when Bill Blair, a former Toronto Police Chief Bill Blair is made High Commissioner for Canada in the United Kingdom of Great Britain and Northern Ireland, which is the title used for what is essentially an Ambassador.
A by-election would have to be called to replace Dolly in the Scarborough West federal seat.
 Becoming Premier of Ontario appeals to Nate. Nathan Erskine Smith, (Nate) is currently the MP for Beaches East York had run for the leadership of the provincial Liberal Party. He was beaten by Bonnie Crombie. While leader of the provincial Liberals Bonnie couldn’t get herself elected and turned out to be less than what the Liberals wanted as a leader. She resigned. The provincial Liberals now needed a new leader.
Nate had run for the job before and was keen on running again; he wasn’t doing all that well as a federal Liberal.
Nate, was in the first federal Cabinet formed by Mark Carney when he was made Liberal Leader. When Carney called the federal election in 2025 and won, he dropped Nate from Cabinet.
The Nate nose was very much out of joint. He thought he had a very strong relationship with Carney.
By running for the Scarborough West provincial seat, that would make him a member of the provincial party (assuming he wins) and lining him up for another run at the provincial party leadership which would make Nate Premier of the province – should he win.
Nate isn’t the only person looking for a different arrangement of the seats in the House of Commons.
 Prime Minister Mark Carney is betting that he can pull of getting a majority government. Mark Carney is just one seat short of having a majority. A majority would mean the federal Liberals would not have to constantly worry about a federal election being called.
 Chrystia Feeeland: It is what it is. Chrystia Freeland resigned (had to) making her University Rosedale seat due for a by election.
These by-elections are expensive – but that isn’t a concern to the politicians looking for the most comfortable seat in the House of Commons or at Queen’s Park.
Am I being cynical here? I’m a journalist – we are supposed to be cynical.
And the public should rise up on its hind legs and start biting some bums.
There are likely going to be a few other by-elections. There are people Prime Minister Mark Carney wants to move out of his government and bring in people a little younger and more in tune with what he is setting out to do with the country.
With a majority government, he rids himself of Pierre Poilievre who by now should realize that his political future is stalled for at least the next seven years
By Roger Edwards
February 5th, 2026
BURLINGTON, ON
 Paying online through the Mastercard platform.
Your next Apple credit card will come from JPMorgan Chase.
Earlier this week, Apple made a press release stating that Chase will take over the issuing of Apple Cards from Goldman Sachs, which has been behind the tech giant’s credit cards since their 2019 launch. The two US banking behemoths said that the takeover of the $20 billion-strong card loan deal will close within 24 months.
Current Apple Card holders here in Burlington and elsewhere will continue to reap the credit card’s existing benefits and perks. Mastercard will remain the payment network of the card, according to Apple and the two issuers.
The talks between the two lenders, Mastercard, and Apple in the middle reportedly stretched well over a year. Once closed, the deal will see Goldman transfer over $20 billion in Apple Card loans to Chase’s books. On their end, Goldman Sachs will take a $2.2-billion hit in credit card losses and add roughly $0.46 per share, both of which will be reflected in their Q4 earnings.
24 months to seal the deal
The transition won’t happen overnight. Both banks have confirmed that the handover will take about two years to complete, pending regulatory approvals and other procedural requirements.
 The Apple logo appears in the office window of JP Morgan Chase. During this period, Apple Card customers can breathe easy. Nothing changes for now. Your card works exactly as it did before, your rewards stay the same, and your Apple Savings account remains accessible. You’ll still get daily cashback on purchases, and Mastercard continues as the payment network backing your transactions.
Jennifer Bailey, the VP of Apple Pay and Apple Wallet, said: “Chase shares our commitment to innovation and delivering products and services that enhance consumers’ lives.”
Bad bet for Goldman since day one
Goldman Sachs entered the credit card business with plenty of headlines back in 2019, beating out other banks to partner with Apple.
We won’t sugarcoat it; Apple Pay didn’t click well with Goldman Sachs from the beginning. The problems started almost immediately. The US bank reportedly coughed up about $350 to onboard every new Apple Pay customer, and that’s a little shy of threefold the industry average.
Those costs added up fast, and the losses kept piling on year after year. By 2022, Goldman started backing away from consumer finance. The Apple Card losses became too much to ignore, and the bank began looking for an exit.
CEO David Solomon made it clear in this week’s release, saying: “This transaction substantially completes the narrowing of our focus in our consumer business.”
The numbers tell the story. Goldman will book a $2.26-billion hit to revenue from marking down the loan portfolio and covering contract termination costs. However, the bank will also release $2.48 billion in loan-loss reserves.
Chase beat out the ranks of Barclays and American Express
 Barclays Bank was one of the big hitters that got beaten out by JP Morgan Chase JPMorgan Chase wasn’t the only bank interested in taking over the Apple Card business. Several major lenders and banks threw their hats in the ring, including American Express, Synchrony, and Barclays. But one by one, these banks walked away from the negotiating table.
The Apple Card portfolio came with challenges that made other issuers uncomfortable. The customer base includes more subprime and lower-credit borrowers than what most major banks typically serve, and the delinquency rate has run higher than the industry average.
JPMorgan stood firm through the negotiations, but the bank didn’t agree to take on the portfolio without getting something in return. According to sources familiar with the deal, Chase is acquiring the Apple Card business at a discount of more than $1 billion.
Allison Beer, Chase’s CEO of Card & Connected Commerce, said: “[The bank is] proud to deepen our relationship by welcoming them as the newest partner in our industry-leading co-brand credit card program.”
JPMorgan will book a $2.2-billion provision for credit losses in its fourth-quarter 2025 earnings, which the bank reports on a little shy of mid this month.
Investors bullish on Apple stocks
Wall Street’s response to the JPMorgan deal has been mostly positive, particularly when it comes to Apple’s stock. Analysts see the partnership as a natural fit for both companies and a smart move for Apple’s long-term services strategy.
 An Apple retail outlet. The deal matters more for how Apple’s services business develops than for any immediate impact on earnings. Apple has been working to grow its services revenue, which now brings in more than $28 billion per quarter, up from $11 billion just a few years ago.
Investors like that Chase brings real expertise in consumer banking and credit cards. JPMorgan is already the largest credit card issuer in the US by purchase volume. They plan to launch a new Apple-branded savings account program, and current Goldman account holders will have the option to switch over or stay put.
Why Chase takeover of Apple Card is a win-win for everyone
Bringing JPMorgan Chase as the new credit card issuer boards well with pretty much everyone. Jamie Dimon has built Chase to become the no.1 retail bank and by miles. On the back of that, the deal is so good for Dimon that he will be the US first bank to make their Q4 earnings call this month.
 The Apple Card: Form over function. As far as Apple goes, putting Chase at the helm of the Apple Card program is a huge step forward, especially because their AI strategy goes in tandem with JPMorgan’s. At the very least, they can now roll out their savings accounts on the shoulders of a partnership with a sea of expertise in consumer banking.
The biggest win, of course, goes to Apple Card customers. They will continue getting 3% daily cashback, savings accounts, and other perks. More importantly, they continue to be able to spend using their iPhones at online marketplaces like Amazon, retail shops, and wherever other Canadian casino payment methods like Apple Pay and Mastercard are accepted.
BY Tom Parkin
February 5th, 2026
BURLINGTON, ON
Air travel to USA hits new low in December: 161,000 fewer air passengers to the USA in December 2025 than the same month a year before.
December is always a strong month for Canadian travel to international destinations as the snow starts to fly and the holiday season unites families across boarders.
But for those with family in the United States, it may have been a year for them to come north, as Trump’s domestic chaos and violence, his new and invasive border rules and his threats against Canada each month get worse.
And while Canadians escaping the cold may have enjoyed temperatures in Florida or Arizona in the past, Mexico and the Caribbean have the quaint charm of not being ruled by madman.
In December 2025, just 41 per cent of passengers screened for international travel were heading to the United States, the lowest percentage since at least 2019.
Screenings for USA travel was down 161,000 passengers from December 2024. For trips to other international locations, screenings were up 133,000. And screenings for travel inside Canada was also stronger, up 57,000 from December 2024.
Compared to December 2023, domestic screenings were up 267,000 and other international passengers were up 195,000. But passengers to the USA were down by 74,000.
Previous GDP data has shown strength in the Canadian tourism industry. But that strength is happening despite a decline in incoming travelers, a sign that Canadians discovering their own country is helping offset Trump’s tariffs and threats. Canadians spending their money in Canada on Canadian products made by Canadian workers appears to be making a difference.
The latest data on travel to Canada by residents of other countries, from November, shows about 92,000 fewer people travelling into Canada than November 2024. Travel from Europe, Asia, Africa and the Americas excluding the USA were all up. Travel from the USA was down 131,000.
In the peak July tourism month, 102,000 fewer US residents visited Canada in 2025 than 2024, but 93,000 more residents of other states visited.
Visits from European states were up by 46,000 people, with visits from UK, France, Italy and Belgium up about 10 per cent from July 2024. Visits from residents of Asian states increased by 26,000 with 19 per cent more visitors from Japan, 28 per cent more from South Korea, and 31 per cent more from China.
By Leslie Sturgeon
February 5th, 2026
BURLINGTON, ON
There was a time when a line stretching out the door of a local bakery or a packed waiting room at a clinic was viewed as a sign of quality. It signaled that the product or service inside was worth the wait, and standing in a queue was simply the price of admission for something good. That era is over. In today’s hyper-connected world, a long wait is no longer a badge of honour for a business; it is viewed as a failure of logistics and a sign of disrespect for the customer’s time.
The modern consumer has been trained by algorithms and optimized supply chains to expect near-instant results. When a webpage takes more than three seconds to load, we assume it is broken. When a package takes more than two days to arrive, we wonder what went wrong at the warehouse. This shift in perspective has fundamentally altered the relationship between businesses and patrons. Patience is no longer a virtue required of the customer; speed is now a mandatory virtue of the provider.
The cultural shift away from patience in service delivery
The psychology behind waiting has shifted dramatically over the last decade. Previously, a wait was an expected pause in the day, perhaps a moment to people-watch or simply decompress. Today, waiting is perceived as an active annoyance, a barrier preventing us from moving on to the next task. This is particularly true in retail and service environments where the transaction itself is routine. When the act of paying takes longer than the act of selecting the item, the customer experience sours instantly.
 The physical act of queuing feels archaic in a world where digital queues are managed silently in the background. Consequently, businesses that rely on physical presence without optimizing for speed are seeing a sharp decline in customer loyalty. This intolerance is driven by a heightened awareness of opportunity cost. Modern consumers are acutely aware that they could be doing something else—answering emails, consuming content, or managing their household—rather than staring at the back of a stranger’s head in a checkout lane. The physical act of queuing feels archaic in a world where digital queues are managed silently in the background. Consequently, businesses that rely on physical presence without optimizing for speed are seeing a sharp decline in customer loyalty.
How technology creates an expectation of immediate gratification
Smartphones have effectively become the remote controls for our lives, granting us the ability to summon cars, food, and entertainment with a single tap. This “on-demand” economy has rewired our neural pathways to anticipate a dopamine hit the moment we express a desire. If we want to watch a movie, we stream it instantly; we don’t drive to a rental store. If we need a specific ingredient, we order it for same-day delivery. When we game online, we choose the fastest payout casinos so we can get our winnings cashed out that day, not next week. This technological baseline has made the very concept of “business hours” or “processing time” feel obsolete.
The data supports this massive behavioral migration toward digital efficiency. As people reclaim hours previously lost to commuting or errands, they are fiercely protective of that time. Interestingly, while consumers technically have more free time now than in previous years, the way they allocate it has changed. They are choosing to spend that surplus on solo, high-efficiency digital activities rather than low-efficiency physical ones. The preference is clear: we would rather spend an hour browsing online from the comfort of our couch than twenty minutes standing in a crowded store.
 As one sector masters speed—like ride-sharing or food delivery—it resets the clock for everyone else. This shift creates a compounding effect. As one sector masters speed—like ride-sharing or food delivery—it resets the clock for everyone else. A consumer who just ordered dinner in thirty seconds is going to be incredibly impatient when they have to wait twenty minutes to file an insurance claim or book a haircut. The technology that liberated us from waiting has also imprisoned us in a cycle of constant expectation, where “now” is the only acceptable timeline.
Adapting local business models to meet the demand for now
For local businesses in Burlington and beyond, the challenge is how to compete with the instant gratification provided by global tech giants. The answer often lies in hybrid solutions that blend physical quality with digital efficiency. It is no longer enough to just have a great product; the logistics of getting that product into the customer’s hands must be frictionless. This is why we are seeing a surge in “buy online, pick up in-store” (BOPIS) models, which effectively remove the browsing and queuing time while preserving the instant possession of the item.
The statistics paint a stark picture of the consequences for those who fail to adapt. Recent research indicates that time spent waiting in retail lines increased by 61% since 2022, a trend that directly correlates with rising consumer dissatisfaction. Shoppers are voting with their feet—or rather, their thumbs. When faced with the prospect of a physical queue, many are simply opting out entirely.
This avoidance behavior is reshaping the retail calendar. During major sales events, the romanticized idea of the “doorbuster” crowd is fading. Nearly three-quarters of consumers planned to shop online during the last major holiday season, largely to avoid the chaos and delays of in-person shopping. For local businesses, this means that if you cannot offer a virtual queue or a pre-order system, you are likely losing a significant portion of your potential market to competitors who can.
The future of customer loyalty implies speed
 If value is being added to the client, it is a worthwhile use of time. If not the client is not likely to return. The trajectory is clear: the businesses that will thrive in the coming years are those that treat time as a currency as valuable as cash. We are moving toward a “zero-wait” economy where predictive analytics and automation will likely eliminate the concept of queuing entirely. In this future, walking into a store and waiting to pay will feel as antiquated as using a rotary phone.
However, this doesn’t mean the human element is dead. It means the human element must be decoupled from the administrative burden. If a customer is spending time with a business, it should be for value-added interactions—consultation, customization, or experience—not for the administrative drudgery of processing a transaction. The businesses that understand this distinction will not only survive the shift; they will define the new standard of service.
By Pepper Parr
February 4th, 2026
BURLINGTON, ON
One would think that with the two biggest developments in the city to manage Paul Paletta would be a very busy man.
 Stretching from King Road on the east to the Aldershot GO station in the west and lined by Hwy 404 on the North and the rail line on the south, it is one of the biggest undeveloped pieces of property in the city. The 1200 King Road development is going to take a year or so before it is under active development with announcements about partnerships expected this year. The site is massive and will, when fully developed, have at least one educational partner, sports facilities, office capacity and housing. It might well be the first full community on a site in both Burlington and the Region.
At the same time, the Bronte Creek Meadows development is close to ready to get shovels into the ground. Zoning and Official plans have been cleared on this project.
 On Wednesday January 28th, 2026 Alinea announced the acquisition of Coldterra and the creation of Universal Cold under Alinea Capital Holdings.
A ribbon cutting ceremony took place in August of 2022 in honour of their new state-of-the-art facility. The 65-million-dollar complex is located in Hamilton. The 65-foot-tall expansion boasts nearly 163,000 sq ft. of storage space and over 42,000 positions bringing the facility’s grand total to 339,000 sq ft.
There were a number of corporations involved in the development of what is now a wholly owned Alinea operation. Sierra Supply Chain Services, Sierra Cold, TiCold and Penta Properties.
Paul Paletta describes Universal Cold as “an investment rooted in our belief in strong, behind-the-scenes infrastructure that people rely on every day. Cold storage plays a critical role in keeping food safe and moving through the supply chain, and Universal Cold continues to be an essential part of that system.
“This transition reflects the values that guide all our work: thinking ahead and supporting essential infrastructure for the long term, working collaboratively with the team already in place, being transparent about ownership and accountability, and practicing responsible stewardship. These four pillars shape how Alinea approaches every investment and our role in the communities we serve.
 Paul Paletta “What hasn’t changed is just as important. The people, operations, and compliance standards remain the same. Our role is to support the team doing the work and ensure the foundation behind the business is steady, reliable, and built to last.”
With Universal Cold settled Paul Paletta and his team are focused on getting things going at the 1200 King Road site and shovels in the ground at Bronte Creek Meadows.
 By Ray Rivers
February 3rd, 2026
BURLINGTON, ON
In many ways, there has been too much discussion about Canada’s EV mandate, introduced during the Trudeau years as a climate change initiative. It is one of the few remaining vestiges of climate policy that we associate with former PM Justin Trudeau.
 Gaz guzzlers: Advertising taught us to love them. An EV mandate has long been opposed by the big three US automakers since it would ultimately mean the end of the gas guzzler. They are opposed to essentially scrapping their outdated internal combustion infrastructure. A second reason has to do with the symbiotic relationship of these large corporations and those in the petroleum sector.
The mandate included a 20% interim 2026 target for EVs. When PM Carney, realized, among other factors, that the 20% target would not be attainable this year he paused the interim requirement. That pausing raised the hopes of the conventional auto industry that the entire mandate was also on its way out the door.
EV sales in North America have fallen off a cliff since Mr. Trump put a curse on them after returning to office. And the father of the modern EV, Elon Musk, almost killed the Tesla as buyers penalized him for all he did during his disastrous stint at the White House.. That is the USA, but too many of us Canadians tend to follow America’s lead – so Canadian EV sales here have also crashed.
Built into the federal EV mandate is an option for a kind of EV trading scheme. The mandate allows credits to be created by those overachieving the mandated levels and allowing them to sell credits to those who don’t. This is a bizarre provision which complicates the mandate and creates potentially unintended consequences.
 50,000 of these Electric Vehicles will arrive in Canada – what will the take up be? The domestic makers complain that imported Chinese EVs will be able to earn credits. And selling those credits would hypothetically put an estimated billion dollars into Mr. Xi’s Beijing bank account. That should be enough to kill the mandate, they say.
As for the so-called Big Three, nobody serious about the environment should ever take their advice. GM and Ford were heavily complicit in masking and hiding how their products would hasten the advent of climate change. For over 50 years ago they have hidden this truth from the public. They can’t be trusted with our future.
Those American based auto makers are on their way out anyway, being called home by Mr. Trump. The number of vehicles the big three produce in Canada and the number of people they employ to make them have dramatically tumbled over the last decade. Honda and Toyota have replaced them and they also build better cars, according to most reviews. So Canadians need to say good riddance as the last factory built US car plant in Canada eventually closes.
The EV mandate, notwithstanding disappointing sales of those vehicles this past year, has probably already been a success in signalling to the industry and consumers that it is time to change up their ride. The history of subsidies for EV purchases has been moderately successful, particularly when there had been a significant price differential.
What is lacking is adoption of a standardized universal auto charging system and a national highway of reliable, easy to use EV chargers from sea to sea to sea. That is currently one of the biggest drawbacks to broader EV adoption. Otherwise EVs should sell themselves. They are faster, quieter, less costly to operate and virtually maintenance free – with or without an EV mandate.
There is a place for mandates and prohibitions. A federal appeal court has just ruled that plastic is a toxic substance allowing the continued banning of unnecessary plastic products like shopping bags and drink straws. Surely no reasonable person would argue that car exhaust is any less toxic.
 Ray Rivers, a Gazette Contributing Editor, writes regularly applying his more than 25 years as a federal bureaucrat to his thinking. Rivers was once a candidate for provincial office in Burlington. He was the founder of the Burlington citizen committee on sustainability at a time when climate warming was a hotly debated subject. Ray has a post graduate degree in economics that he earned at the University of Ottawa. Tweet @rayzrivers
Background links:
Auto Complaints – GM/Ford complicity – Big Three on Their Way Out – Plastic Toxicity –
By Tom Parkin
February 3rd, 2025
BURLINGTON, ON
Foreign currency exchange rates are complex. A deep understanding is vital for any organization buying or selling products and services. Values and profits can vanish in a second because of a change in an exchange rate.
Canadian dollar down against Krona, Peso, Euro and Pound
Change in exchange rate value, Jan 1, 2025 to Jan 30, 2026
The constant chaos of Donald Trump has pushed the United States dollar down against all major currencies including six per cent against the Canadian dollar since January 1, 2025, according to Bank of Canada data.
From C$1.44 on January 1, 2025, the U.S. dollar dropped from C$1.38 to C$1.36 — 2.52 cents — against the Canadian loonie since just January 21, 2026 when Trump gave his bizarre, meandering and overtime speech in Davos amid threats to invade Greenland and counter-threats from European Union countries, the UK and Canada to aid the defence of the Denmark territory.
Mexican peso, Swedish krona strong against loonie
 Currency used by Sweden But the Canadian loonie is only looking strong compared to the falling US dollar. The Swedish krona is up over 18 per cent against the Canadian dollar and the Mexican peso is up over 12 per cent. The euro and pound are also more expensive for Canadians than a year ago.
Despite the krona’s strong appreciation, which pushes up the cost of imported goods, Sweden has very low inflation, just 0.3 per cent in December. The Nordic nation has keep it’s bank interest rate at 1.75 per cent, helping GDP growth, which was tepid in 2025 but expected to hit 2.6 per cent in 2026. Sweden joined the European Union in 1995 but did not adopt the Euro and the European Central Bank.
 The rate at which the Canadian dollar trades against the American dollar will impact the price of just about everything we buy. Canada’s bank rate remains at 2.25 per cent with inflation at 2.4 per cent in December and a 2026 economic growth forecast of 1.3 per cent.
Mexico’s 1.2 per cent growth outlook for 2026 is similar to Canada. But inflation is running hotter. At 3.69 per cent in December, inflation is above its target of 3.00 per cent and Mexico’s central bank is still holding interest rates at 7.00 per cent. That high interest rate is attractive for investors outside Mexico, boosting foreign exchange into the peso.
Global mistrust driving US dollar downward spiral
Sentiment about global politics has increasingly moved toward pessimism. In times of uncertainty the U.S. dollar has often been a “safe haven” for investment, pushing up the dollar. But in this situation, it is the United States — its president, specifically — that is the cause of uncertainty.
There has been a growing lack of currency trust as Trump threatens war against a fellow NATO county, throws out tariff threats on a nearly daily basis and moves to load cronies onto the Federal Open Market Committee, which sets U.S. interest rates.
The result is a U.S. dollar down more than 10 per cent against the Euro, which makes stock returns from even the most profitable United States companies less appetizing to Europeans managing capital pools. For an investor operating in euros, a 10 per cent stock return in 2025 was reduced to zero by dollar depreciation. That, in turn, drives a spiral of further dollar depreciation as foreign exchange into dollars to make investments drops, amplifying the mistrust of the U.S. dollar under Trump.
The European Union’s annual GDP of about $20 trillion represents a significant global base of wealth and European mistrust for the Trump currency can inflict damage. The EU’s GDP combined with that of the UK, at almost $5 trillion, and Canada, at $2 trillion, nearly matches the US economy at $28 trillion.
 By Gazette Staff
February 2nd, 2026
BURLINGTON, ON
The content below comes from the people who provide us with the security we use to protect the Gazette content. The service has been exceptional so far
WhatsApp is going through a rough patch. Some users would argue it has been ever since Meta acquired the once widely trusted messaging platform. User sentiment has shifted from “trusted default messenger” to a grudgingly necessary Meta product.
 Privacy-aware users still see WhatsApp as one of the more secure mass-market messaging platforms if you lock down its settings. Even then, many remain uneasy about Meta’s broader ecosystem, and wish all their contacts wouldswitch to a more secure platform.
Back to current affairs, which will only reinforce that sentiment.
Google’s Project Zero has just disclosed a WhatsApp vulnerability where a malicious media file, sent into a newly created group chat, can be automatically downloaded and used as an attack vector.
The bug affects WhatsApp on Android and involves zero‑click media downloads in group chats. You can be attacked simply by being added to a group and having a malicious file sent to you.
According to Project Zero, the attack is most likely to be used in targeted campaigns, since the attacker needs to know or guess at least one contact. While focused, it is relatively easy to repeat once an attacker has a likely target list.
And to put a cherry on top for WhatsApp’s competitors, a potentially even more serious concern for the popular messaging platform, an international group of plaintiffs sued Meta Platforms, alleging the WhatsApp owner can store, analyze, and access virtually all of users’ private communications, despite WhatsApp’s end-to-end encryption claims.
How to secure WhatsApp
Reportedly, Meta pushed a server change on November 11, 2025, but Google says that only partially resolved the issue. So, Meta is working on a comprehensive fix.
Google’s advice is to disable Automatic Download or enable WhatsApp’s Advanced Privacy Mode so that media is not automatically downloaded to your phone.
And you’ll need to keep WhatsApp updated to get the latest patches, which is true for any app and for Android itself.
Goal: ensure that no photos, videos, audio, or documents are pulled to the device without an explicit decision.
- Open WhatsApp on your Android device.
- Tap the three‑dot menu in the top‑right corner, then tap Settings.
- Go to Storage and data (sometimes labeled Data and storage usage).
- Under Media auto-download, you will see When using mobile data, when connected on Wi‑Fi. and when roaming.
- For each of these three entries, tap it and uncheck all media types: Photos, Audio, Videos, Documents. Then tap OK.
- Confirm that each category now shows something like “No media” under it.
Doing this directly implements Project Zero’s guidance to “disable Automatic Download” so that malicious media can’t silently land on your storage as soon as you are dropped into a hostile group.
Even if WhatsApp still downloads some content, you can stop it from leaking into shared storage where other apps and system components see it.
- In Settings, go to Chats.
- Turn off Media visibility (or similar option such as Show media in gallery). For particularly sensitive chats, open the chat, tap the contact or group name, find Media visibility, and set it to No for that thread.
WhatsApp is a sandbox, and should contain the threat. Which means, keeping media inside WhatsApp makes it harder for a malicious file to be processed by other, possibly more vulnerable components.
Lock down who can add you to groups
The attack chain requires the attacker to add you and one of your contacts to a new group. Reducing who can do that lowers risk.
- In Settings, tap Privacy.
- Tap Groups.
- Change from Everyone to My contacts or ideally My contacts except… and exclude any numbers you do not fully trust.
- If you use WhatsApp for work, consider keeping group membership strictly to known contacts and approved admins.
Set up two-step verification on your WhatsApp account
Read this guide for Android and iOS to learn how to do that.
We don’t just report on phone security—we provide it
Cybersecurity risks should never spread beyond a headline. Keep threats off your mobile devices by downloading Malwarebytes for iOS, and Malwarebytes for Android today.
By Gazette Staff
January 30th, 2026
BURLINGTON, ON
For the first time in years, renters in several major markets are seeing some breathing room.
The “new year’s special” advertising a two-bedroom unit at a midtown Toronto highrise might be what draws you in when searching for your next home — an offer for up to three months of free rent, plus a $500 “move-in bonus.”
Or perhaps a year of complementary internet, on top of two months’ free rent, sweetens the deal for those interested in a rental promoted in central Vancouver.
 Landlords across Canada are increasingly dangling such incentives, along with other common perks like free parking, waived pet fees and moving allowances, to compete for new tenants. After a post-pandemic surge in rental costs, real estate watchers say the scales have tipped back in favour of renters amid falling prices, higher vacancy rates, and uncertainty in the housing market overall.
“It’s a race to the bottom,” said Marco Pedri, a Toronto-based broker with Shoreline Realty who specializes in leasing transactions.
“We talk about the inventory of all these new buildings. These landlords are competing with one another, driving the prices down.”
That trend seems poised to continue for much of this year, especially after 2025 marked the second consecutive year of record rental housing starts in Canada. Experts say more apartment completions are also expected this year as projects wrap up, giving renters additional choice.
“The math works better for rentals than for large home ownership projects right now,” said Mathieu Laberge, Canada Mortgage and Housing Corp.’s chief economist.
But with so many new listings and prices falling, the question is whether demand from renters will follow in 2026.
Some real estate agents believe that’s already begun.
 Tom Storey of Royal LePage Signature Realty Tom Storey of Royal LePage Signature Realty said 2025 was one of his team’s biggest years for leasing transactions. He said demand for rentals gained steam as fewer clients were willing to step off the sidelines in the sales market.
“What was clear to me is that the need for real estate hasn’t changed, but in 2025, how people chose to access it was a lot more on the leasing side than the purchase side,” said Storey, adding that declining sales prices and lower interest rates have also prompted buyers to hold off as they wait for the market to “bottom out.”
“That seems to me one of the many reasons why people chose to rent for the short-term, because rental prices had dropped as well. Starting rents in 2025 were lower than they were in 2024 and 2023.”
December 2025 marked the 15th consecutive month that average asking rents fell nationally year-over-year, according to analysis from Rentals.ca and Urbanation based on listings data from the former’s network.
They say average asking rents in Canada fell 3.1 per cent overall in 2025 and are down 5.4 per cent from two years ago. In December, asking rents fell around eight per cent in Vancouver, five per cent in Toronto and Calgary, two per cent in Montreal and 0.5 per cent in Ottawa on an annual basis.
But affordability concerns linger.
At $2,060, the overall average asking rent in Canada last month was down 2.3 per cent from a year ago. But that’s still nearly three per cent higher than the national average asking rent of three years earlier, according to the report.
Asking rents are also still around 14 per cent higher than pre-pandemic levels of December 2019.
 Giacomo Ladas said property managers are now coping with a double whammy — lots of new supply available, plus a relatively shallow pool of renters. Rentals.ca spokesman Giacomo Ladas said property managers are now coping with a double whammy — lots of new supply available, plus a relatively shallow pool of renters.
While some tenants are still feeling priced out of the market, movement has also slowed after the federal government introduced an immigration cap, which has stunted population growth. Demand also typically cools in the winter months, he said, resulting in both lower asking prices and incentive offers aplenty.
“What’s important to note as well is that we are still expecting a lot more supply coming into the market,” said Ladas, noting about 180,000 units are currently under construction across Canada.
“Based on the end of last year, we were seeing negative population growth, so we don’t expect demand really to pick up any time soon, but more supply is on its way. Because of that, we see vacancy rates increase.”
Meanwhile, the rental market wasn’t immune to last year’s widespread economic uncertainty linked to trade concerns, which clouded Canada’s real estate outlook.
Some local real estate boards say the trade dispute led to fewer resale transactions than initially forecasted. Many potential first-time buyers took a wait-and-see approach that still lingers, holding onto their rentals instead of moving forward with plans to own.
Similarly, renters were less inclined to pay premium prices, said Ladas, even though developers pushed ahead with purpose-built rental projects, having borrowed money to build them before tariffs went into effect.
“People were staying in their rental apartments longer and we weren’t seeing turnover rates increase,” he said.
The average two-bedroom turnover unit rent declined in Vancouver, Calgary, Toronto and Halifax last year, according to CMHC data.
The national housing agency said the vacancy rate for purpose-built rental apartments sat at 3.1 per cent in the fall, up from 2.2 per cent at the same point in 2024 and above the national 10-year average.
Laberge said the agency believes 2026 will be another renter-friendly year in most Canadian markets. With additional supply expected from other ongoing projects, he said it will give incomes time to catch up to rent growth of previous years.
“When the turnover rents start going down, there’s more fluidity in the market,” he said.
For now, the dynamic has allowed clients more freedom to pick and choose where they live, said Pedri.
A more affordable environment means they can prioritize factors such as location or amenities when moving, instead of having to settle. Pedri said many are also opting to lock into rent-controlled units while prices are lower.
 “I truly don’t see landlords jacking up rent by an absurd amount (this year),” “I truly don’t see landlords jacking up rent by an absurd amount (this year),” he said.
“At the end of the day … I see more landlords caring about the relationship with the tenants than caring about trying to squeeze every nickel and penny out of them.”
After several years of tight conditions, Canada’s purpose-built rental market is beginning to show signs of normalization.
That’s the picture painted by Yardi’s latest Canadian National Multifamily Report, which recaps Q4 2025 and shows a market that remains broadly resilient — but increasingly balanced — as new supply comes online, vacancy rises, and rent growth cools across major metros.
That shift is being driven in part by new supply, with Canada’s largest metros adding more than 94,600 rental units through November 2025, per CMHC and Common Sense Economics. It’s one of the strongest stretches of purpose-built rental delivery in years, and the impact is now showing up in pricing and availability.
While several large markets — including Toronto, Montreal, Ottawa–Gatineau, and Calgary — recorded year-over-year declines in deliveries, Vancouver and Edmonton saw significant increases, underscoring how uneven the supply story remains across the country.
National new-lease rent growth slowed to just 0.7% in Q4 2025, down sharply from 2.4% in Q3 and 6.4% a year earlier. Several Ontario markets tipped into negative territory, including Kitchener–Cambridge–Waterloo (-2.7%), Toronto (-1.0%), and Hamilton (-0.2%), reflecting softer demand tied to outmigration, a pullback in non-permanent residents, and growing competition from condominium units being rented after failing to sell.
In-place rents are also losing momentum. The national average increased just $9 in Q4 to $1,746 — the smallest quarterly increase in more than four years — bringing annual growth down to 3.2%. Halifax, Montreal, and Ottawa–Gatineau posted the strongest year-over-year gains, while Calgary was the only major market to record a decline.
Vacancy continues to climb. Canada’s national apartment vacancy rate rose to 4.5% in Q4 2025, the highest level since Yardi began tracking in 2020. Vacancy rates were highest in Calgary, Edmonton, Montreal, Saskatoon, and Hamilton, and increased year-over-year in most major CMAs, including Toronto and Vancouver. Population growth has slowed sharply, with Statistics Canada estimating just 81,000 net new residents in 2025, the smallest year-over-year increase in decades, driven in part by reduced targets for non-permanent residents and record-high outflows as temporary permits expire.
 Housing supply remains structurally constrained, Despite the softening, Yardi stresses that the market isn’t breaking. Housing supply remains structurally constrained, meaning occupancy should hold up outside of specific segments such as bachelor units. Operating costs, however, remain elevated, averaging $8,004 per unit annually in 2025, with the highest expenses recorded in Ontario and Alberta.
“Canada’s rental market is entering a new chapter,” said Peter Altobelli, Vice President and General Manager of Yardi Canada. “We haven’t seen this level of new purpose-built rental supply in a long time, and it’s already shifting market conditions.”
The takeaway heading into 2026 is a familiar one: fundamentals are still intact, but the balance of power is shifting. And for the first time in years, renters in several major markets are seeing some breathing room.
Portions of this article were first published by Canadian Press
 By Gazette Staff
January 30th, 2026
BURLINGTON, ON
A true Canadian icon. Hailed as “Canada’s Queen of R&B Soul,” this enduring artist has touched the hearts of fans around the world with her impressive music catalogue.
 Jully Black: She’s dominated the charts, producing multiple singles reaching the Top 10 pop, R&B and dance music charts. She’s dominated the charts, producing multiple singles reaching the Top 10 pop, R&B and dance music charts. She’s also taken home Juno and Gemini Awards alike, earned innumerable industry accolades, and was inducted into Canada’s Walk of Fame in 2021.
This February, she’s bringing her powerhouse vocals, hilarious personality and love of people to BPAC! Experience for yourself what makes Jully Black widely considered one of the greatest Canadian artists of all time.
 The concert is going to give people permission to be vulnerable, permission to dream again, and permission to not be aged out,” Songs and Stories Tour this winter offers a live concert mixed with storytelling inspired by her life experiences. Classics like “Sweat of Your Brow” and “Seven Day Fool,” and a whole selection of songs people haven’t heard yet, will be played.
Black says the curation was inspired by Jaimie Foxx’s jokes where he tells his life story and Lauryn Hill’s live music experiences.
“This tour is dedicated to my mom and it’s about telling my story in a way that’s triumphant, in a way that’s going to give people permission to be vulnerable, permission to dream again, and permission to not be aged out,” Black told Now Toronto.
After her last tour in 2008, Black’s mother passed away, her record company shelved The Black Book album, and her manager quit.
Jully Black With Opening Support by Ra B.
Wednesday February 11th: | 7:30pm
Tickets can be ordered HERE
By Gerald Lewis
January 26th, 2026
BURLINGTON, ON
April 4, 2022, was a very important date in the history of gambling not just in Ontario but in Canada as a whole. This was the day when the province finally launched its regulated market for online casinos and sportsbooks.
The journey to reach this point had been a long one. The first land-based casino opened in 1994 in Windsor, but it took another 28 years before the legislation that recognized the existence of online casinos was in place. This meant that operators from all over the world were now permitted to apply for licences to offer their online casino services to Ontarians legally. In exchange they had to agree to pay a licence fee and taxes from profits to the province.
Beside the financial incentive there was one other key reason why Ontario decided that it was time to introduce these measures. Previously Canadians had been able to play in unregulated online casinos who it was almost impossible to block from operating in the country. Not only did this represent lost potential revenue, it also left players exposed to risks of various kinds. For example, some unregulated casinos fail to pay out winnings, others include games that are programmed to be far from fair.
Dedicated to looking after the interests of both players and operators, and whose official vision is “To Lead The World’s Best Gaming Market”. But regulated casinos have to follow a strict code of practice and be demonstrably fair if they want to retain their licence. To oversee both the licensing process and the subsequent regulation of online casinos the Alcohol and Gaming Commission of Ontario created iGaming Ontario. This is an organisation that is dedicated to looking after the interests of both players and operators and whose official vision is “To Lead The World’s Best Gaming Market”. Today it licenses around 40 different casino operators with over 70 brands, and it does seem to be well on its way to turning its vision into reality.
Efficiency Examined
In looking at just how good a regulator like iGaming Ontario really is there are a number of factors to consider. Firstly, it’s how well the casinos themselves operate as well as the general standard of the operators. Then it’s how safe and protected players feel. So if they do have a concern or complaint can they be confident that the regulating body will react.
Finally, it’s how the market is doing financially, because a well-regulated one will have no problem with attracting new players and generating much-appreciated tax revenue for the province.
One only has to look at the kinds of operators that appear on the review site Casino.ca Ontario to see that they are respected and of high quality. They offer generous bonuses for new players and are transparently fair in the ways that they operate. So all have obviously carried out the due diligence required to obtain an operator’s licence.
 Bonuses and free spins come under stronger regulation on Ontario site. Thanks to this approach, in the 3+ years the regulatory system has been in place there has been little need for iGaming Ontario’s intervention. However the organisation has shown that it is ready and willing to act in the event of a contravention of the rules. Recently a fine of CA$350,000 was imposed on a sportsbook following suspicious betting activity in the world of Czech table tennis.
When it comes to how the sector is doing financially this is one more tick in favour of iGaming Ontario. Only last August it saw a month on month leap of 8% in terms of revenue. There are also around 1 million player accounts registered with online casinos, a figure that continues to rise year on year.
Other leading regulators in North America
While Ontario is the undoubted leader in Canada there are also a couple of notable bodies south of the border too. Naturally, the Nevada Gaming Commission leads the way. Responsible for overseeing what is undoubtedly the gaming capital of the world, Las Vegas, this also upholds the very highest standards.
They are closely followed by the New Jersey Division of Gaming Enforcement (DGE) and Casino Control Commission. As one of relatively few states to allow legal online gambling theirs is a model that probably guided Ontario to a high degree. It’s also one that has effectively managed to combine a competitive market with high levels of player protection.
Lessons going forward
 Opposition to billboard and television advertising for gambling sites is increasing. Governments are looking at limiting what can be advertised. It’s believed that a number of other Canadian provinces have been closely watching Ontario prior to introducing licensed online casinos. These include British Columbia and Alberta who are likely to launch sometime in the Spring of 2026. Ontario has scarcely put a foot wrong so theirs would be a good blueprint to follow in terms of building player trust and creating a genuinely competitive market.
One issue that has been experienced in Ontario is the demand for tighter regulation on the type and timing of TV advertising for online casinos. So placing firmer restrictions on this from the outsell could well avoid issues further down the line.
By Jake Fuss, Fraser Institute
January 24, 2026
BURLINGTON, ON
Examining Federal Debt in Canada by Prime Ministers Since Confederation, 2026
Canada’s 24 prime ministers have each left a legacy, and each of those legacies has an effect on all Canadians. One element critical to an analysis of each prime minister is whether he or she left the federal government more or less indebted than when first taking office.
This bulletin measures the debt legacies of all prime ministers from 1870 to 2025. We examine the percentage change in inflation-adjusted gross debt per person during the tenures of various prime ministers. By accounting for population growth and inflation, the level of debt accumulated by each prime minister can be compared through Canada’s history.
Historical context is vital to understanding the debt legacies of each prime minister. For instance, global conflicts such as World War I and World War II and multiple economic downturns contributed significantly to the substantial growth in debt per person that occurred during the tenures of Sir Robert Borden (188.1 percent) and William Lyon Mackenzie King (145.2 percent).
During economic downturns, the federal government collects less revenue and spends more as incomes decline and Canadians draw more on services such as Employment Insurance. These downturns contribute significantly to federal debt accumulation, but are out of the direct control of prime ministers.
In 2025, federal per-person debt is projected to be $56,432, which is the second-highest amount in Canadian history (surpassed only by 2021). During the first year of Prime Minister Mark Carney’s tenure, federal per-person debt is expected to increase by 4.2 percent.
 By Della Armstrong
January 22, 2026
BURLINGTON, ON
The province’s online gambling sector continues to expand, yet the incentives available to players look far more restrained than those seen in unregulated environments. For residents in Burlington and Halton, this raises a straightforward question: how do operators compete in a system that limits the very promotional tools commonly associated with online gaming? The answer lies in a regulatory approach that treats incentives as tightly controlled consumer features rather than headline-driven marketing tactics. Competition persists, but it moves within boundaries designed to protect players and maintain clarity.
A Regulatory Framework That Sets Strict Conditions for Promotional Activity
 The governance model built by iGaming Ontario shapes every offer presented to players. The governance model built by iGaming Ontario (iGO) and the Alcohol and Gaming Commission of Ontario (AGCO) shapes every offer presented to players. AGCO establishes standards around communication, fairness, data handling, auditing, and conduct, while iGO manages the operational relationships with private platforms and monitors whether operators meet their contractual and reporting obligations. Together, they create a system in which promotional activity cannot exist without measurable safeguards, including mandatory disclosure requirements, internal controls testing, and continuous oversight of how incentives are deployed. This structure is not merely administrative. It directly affects what players in Burlington encounter on licensed sites, influencing everything from the size of promotional rewards to how clearly terms must be communicated. The result is an environment where operators must balance commercial goals with regulatory expectations, creating a competitive landscape that prioritizes predictability and consumer protection.
Why Public Advertising of Inducements Is Restricted
Provincial rules prohibit operators from using mass-market inducements. That means no billboard ads promising sign-up gifts and no broadcast campaigns highlighting promotional rewards. Instead, offers appear only after a player registers and chooses to receive information. This shift reduces pressure on the general public and moves promotions into a context where users can review terms before participating.
What Types of Incentives Are Permitted
 Incentives should enhance the experience for those who already intend to participate, not act as triggers for impulsive sign-ups. New players may encounter welcome offers, and existing users may receive occasional account-based rewards. These are structured as optional features inside a player dashboard, not as broad advertisements. The intention is clear: Incentives should enhance the experience for those who already intend to participate, not act as triggers for impulsive sign-ups. For example, players who choose to explore regulated options can review available offers directly through licensed operators. If you are looking to get your bonus at BetMGM.ca, you would still need to register and opt in before viewing any details, in line with provincial rules.
Why Regulated Offers Tend To Appear More Modest
Prominent headline figures are familiar on offshore sites, but they often come with complicated conditions that are difficult for the average user to interpret. In the regulated market, operators must present terms clearly and avoid exaggerated claims, which effectively limits the scale and style of promotional values. Transparency rules also require operators to demonstrate that incentives do not mislead players about likely outcomes or financial commitments, further narrowing the range of offers they can deploy.
These restrictions contribute to more modest promotions, yet they also produce incentives that are easier to evaluate and compare. For Burlington residents who approach online gaming cautiously, smaller but clearer rewards may reduce misunderstandings about risk, especially among those who engage only occasionally and may not be familiar with industry terminology. In practical terms, this approach reinforces the province’s broader consumer-protection mandate. It encourages operators to compete on service quality, product design, and user experience rather than on attention-grabbing figures.
Wagering Conditions Explained in Plain Language
Requirements that determine how many times funds must be played before withdrawal can be confusing. Under provincial rules, these conditions must be presented in plain language and cannot be buried in long terms and conditions. This helps players compare offers based on practical effort rather than surface-level appeal.
The Role of Responsible Gambling Tools
Protective measures such as spending limits, time-management tools, activity summaries, and the My PlayBreak self-exclusion program are mandatory across all licensed platforms. These features are not optional add-ons; they are core components that influence how promotions are designed. Any incentive must coexist with guardrails intended to support healthier play.
 If a disagreement arises, players can escalate concerns through the operator and, if necessary, through AGCO’s oversight processes. Clear Disclosures Provide Predictability
Every offer must outline eligibility, duration, wagering rules, withdrawal conditions, and any game limitations. These requirements promote transparency across the market, giving players in Burlington and Halton consistent information regardless of which operator they choose.
Structured Dispute Pathways Build Trust
If a disagreement arises, players can escalate concerns through the operator and, if necessary, through AGCO’s oversight processes. This level of formal accountability is absent in unregulated environments, thereby contributing to a safer digital marketplace for residents.
Local Implications for Burlington and Halton
For many in the region, the discussion goes beyond entertainment. It reflects broader expectations around consumer rights, public policy, and regulatory accountability. Incentives still play a role in competition, but they do so under rules designed to protect users, clarify terms, and minimize misleading practices.
Competitive Ontario iGaming Markets Draw Players
Promotional activity in the province’s online gaming market operates within a framework that prioritizes transparency and responsible participation. While operators compete for attention, they do so under conditions that limit inducements and require clear terms. For players in Burlington and Halton, this creates an environment where incentives are available but moderated, offering choice without sacrificing protection.
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