A variety of unforeseen situations can destroy your home and cause significant damage. In such a stressful situation, it is important to make the right decision so that the recovery process goes smoothly. One of the most crucial steps after an unforeseen situation damages your valuables and your real estate is to hire a professional certified restoration company. While it may be tempting to tackle damaged property restoration yourself, there are good reasons why you should call in the help of experts. In this article, we’ll look at five key reasons why hiring a professional restoration company is important to help you restore your home and keep it healthy.
This is what a room in your house might have looked like before there was a flood. Getting it back to this pristine condition is the work of Certified Restoration professionals.
The importance of professional restoration
Faced with the consequences of a variety of unforeseen situations, many homeowners may want to clean up and repair their property themselves. However, it is important to remember how important it is to hire a professional restoration company in Edmonton. These professionals have the skills, knowledge, and various technical equipment to effectively solve the complex tasks of eliminating unforeseen situations. By entrusting the restoration process to professionals, you can ensure a complete and safe reconstruction, reducing risks and additional costs.
Reason 1. Certified and trained specialists
Help handling situations where you have to rip out drywall because of a flood is available from Certified Restoration professionals.
Professional real estate restoration companies employ certified and trained professionals who specialize in restoring your property. These professionals go through rigorous training and certification programs to gain the skills and knowledge needed to address a variety of aspects, including structural issues and water, mold, smoke, and odor removal. Their experience allows you to accurately assess the extent of damage and draw up an appropriate plan for restoration work.
Reason 2. Knowledge of how to carry out complex restoration processes
Real estate restoration specialists are well-versed in the intricacies of the restoration process. This includes different types of contingency damages, such as water damage, mold damage, smoke damage, and flood damage. With their knowledge, they can identify any hidden damage, develop effective restoration strategies, and apply industry best practices to restore your home to the condition it was in before the unforeseen event occurred that damaged your home and valuables.
Reason 3. Knowledge of special techniques and methods required for high-quality, comprehensive restoration of damaged property
Restoring real estate after a flood, fire or other unforeseen situations requires special equipment and techniques that homeowners are not aware of. Certified restoration companies invest heavily in state-of-the-art equipment and technology to speed up the restoration process, modern technical equipment allows for thorough cleaning and disinfection. From industrial air purifiers to thermal imaging cameras, these tools allow professionals to detect hidden damage to your real estate, remove mold, remove soot and smoke particles, dry damaged areas, and efficiently, and comprehensively restore your damaged property.
Reason 4. Elimination of any health risks
Finding this is what is left of your basement when serious flood has taken place calls for professional help.
After the house is damaged by water, there is often such a phenomenon as mold, which poses a health hazard to the residents of the house. Mold particles penetrate every corner of the house, settling on surfaces, fabrics, and even ventilation ducts. Attempting to clean them without the proper knowledge and equipment can lead to further spread and contamination. Professional remediation companies use special techniques to effectively remove mold particles, ensuring a safe and healthy environment for you and your family. Professional recovery teams use state-of-the-art personal protective equipment and follow strict safety protocols to minimize any risks during the recovery process. Their experience ensures that your home will be completely clean and free of harmful particles that can harm your health.
Reason 5. Quick response and maximum effective liquidation of losses
Eliminating losses from the impact of various unforeseen situations requires immediate, comprehensive actions to prevent further losses and reduce any risks. Professional restoration companies offer 24/7 emergency assistance to respond quickly to emergency calls. Their rapid arrival on the scene allows for a quick assessment of the damage, a comprehensive clean-up plan, and the immediate start of the restoration and damage minimization process. Such powerful efficiency and high speed are key to minimizing overall damage and ensuring successful recovery.
Thorough examination and planning of restoration works
Before starting restoration work, teams of experienced specialists comprehensively assess the damage caused by an unforeseen situation. They determine the areas of damage, assess the extent of damage, and determine the best course of action. After completing a detailed examination, they can prepare a comprehensive repair plan tailored to your unique needs. This strategic approach ensures effective management of all aspects of the recovery process, resulting in a successful outcome.
Fast cleaning and recovery process
Professional restoration companies use systematic approaches and well-defined processes to expedite the cleaning and restoration process. Special equipment, methods, and effective detergents are used to effectively remove soot, smoke residues, and water damage. With their effective methods, they will restore your property in no time, minimize the damage, and get you back to a safe, livable home as quickly as possible.
Assistance in solving insurance cases
Navigating the complexities of insurance claims can be difficult, especially if you are unfamiliar with the applicable requirements and various legal procedures. Professional restoration companies help you obtain claims and act as intermediaries between you and the insurance company. They are experienced in working with insurance consultants and can provide the necessary documents and evidence to support your claim. Their experience ensures that you deserve to be compensated. Their knowledge of the industry allows them to effectively negotiate with insurance advisors, protect your rights, and ensure that you receive fair compensation for recovery and repair costs.
Full service and a wide range of restoration services
With the basement flooded did what anyone would do – call a plumber. She could have called the city and they would have sent a plumber. How was O’Hara to know that?
Professional restoration companies offer a wide range of restoration services that cover various aspects of real estate damage. These services include water damage restoration. Fighting fires often cause water damage, which can lead to total fire damage. Professional restoration companies specialize in water damage restoration using advanced methods of water removal, drying of damaged areas, and mold prevention. By quickly fixing water damage, they protect your property from other structural problems and potential health hazards.
Removal of soot and smoke. Soot and smoke residue can settle on every surface in your home, leaving unpleasant odors and stains. Professional restoration companies use special methods and modern technical equipment to effectively remove soot and smoke particles. Whether you’re cleaning walls, furniture, carpets, or fabrics, their expertise will ensure that soot and smoke are completely removed and your home restored to the condition it was in before the unforeseen situation occurred.
Removing mould is critical – serious health risks.
Professional restoration companies assess the extent of structural damage and use drying and cleaning techniques to restore stability. Double Clean Restoration offers comprehensive services to tackle water damage and fire restoration efficiently. Industrial dehumidifiers, fans, and humidity meters are used to dry the affected areas and prevent further deterioration. By quickly solving structural problems, they provide a safe living environment for you and your family.
The moisture created during water damage to a property can create the perfect environment for mold to grow. Professional restoration companies include mold remediation services in their comprehensive restoration plans. Special equipment and techniques are used to detect and remove mold colonies, ensuring a mold-free environment and preventing potential health problems caused by mold exposure.
10 – Acquisition or disposition in the public market
10-11-24
-225,500
$0.35
-$78,586.75
amadi, cyril Kwaku
3 – 10% Security Holder of Issuer
10 – Acquisition or disposition in the public market
10-16-24
-154,500
$0.40
-$62,000.85
amadi, cyril Kwaku
3 – 10% Security Holder of Issuer
10 – Acquisition or disposition in the public market
10-17-24
-150,000
$0.47
-$70,995.00
The North West Company Inc —–Sell Quantity: -3,937 Average cost: $52.60 Total: -$207,086.20 Options Issued: 3,937 Average cost: $52.35 Total: $206,119.67
Insider
Relationship
Transaction
Date
Quantity
Price
Total
Sie, Kevin Thomas Peter
5 – Senior Officer of Issuer
51 – Exercise of options
10-16-24
3,937
$52.35
$206,119.67
Sie, Kevin Thomas Peter
5 – Senior Officer of Issuer
10 – Acquisition or disposition in the public market
10-16-24
-3,937
$52.60
-$207,086.20
Rio Silver Inc —–Sell Quantity: -3,500,000 Average cost: $0.02 Total: -$87,500.00
Insider
Relationship
Transaction
Date
Quantity
Price
Total
Brunelle, Steven Samuel
4 – Director of Issuer
10 – Acquisition or disposition in the public market
What exactly do people spend so much time doing on their phones?
While this might include you, it’s easy to feel as though a lot of time is being spent on smartphones without a clear objective. To be sure that this isn’t a generalization, check through your phone settings the amount of time that you spend looking at your own phone. These breakdowns often come with information on where your time is spent, but that’s not something that can be applied to everyone.
Understanding the most popular uses for smartphones across the board can lead to possibly a better utilization of your own device.
Social Media
People have almost lost the art of conversation – they spend free time on their cell phone.
The most common answer that you’re going to get to this question is social media. People are scrolling through their feeds, messaging their friends or watching videos – all examples of content that is designed to keep people engaged, hence the amount of time spent looking at phones. This content is even embedded within itself – social media streams containing short-form video feeds that are designed to keep users as firmly within the loop as possible.
Much of the time, it’s these off-shoots of the social media platform itself that can keep people engaged. A news story might be shared that generates a lot of discussion. Not only do people follow this link to learn about the story, but then, they go back and read the comments to hear people’s thoughts and maybe even offer their own – it all feeds back in on itself.
Downloaded Games
If a person has some free time to kill they will often take out their cell phone a play a game.
A lot of the time, you might find that what people are doing on their phones is simply killing time. This might be done through scrolling, of course, but it might also be through something more targeted – more intentionally distracting. Games fit the bill, and mobile gaming is at a point where there’s a whole slew of games to choose from.
Browsing your app store can show you just how many different games are available for you to download, but that might not even give you the full picture. Online casinos don’t even need to be downloaded to be accessed, providing an even wider array.
Business and Investing
Of course, when there’s money to be made, people’s attention is going to be grabbed. As is the case on smartphones, with investment experts andapps availablefor anyone to access, it’s much easier than ever for people to get into it. This might even be related to the news stories that are shared throughout social media, where people are drawn into stories of how they can make money through their phones and then look into the relevant apps to find out how.
Cells phone are part of an office set up: land line, fax and a cell phone plus a laptop.
Alternatively, it might be that whatever they do for work is accessed through their phone – be it work emails, intranet apps, or their own business platforms that they need to repeatedly pay attention to. While running your own business can lead to a freeing schedule, it can also mean that it’s difficult to ever leave behind.
Second of a series on the changes taking place in print media and the challenge keeping the public informed.
In the period leading up to 2000 media found itself facing realty difficult times.
When Y2k (remember that event) was upon us no one really knew what was going to happen when we moved into the new millennium.
Newspapers were selling their printing presses and contracting the work out.
Media covered the event like a wet blanket – there were those that said it wasn’t really a problem while others suggested the machines that drive production would come to an immediate halt.
Media did a lot of reporting – but they didn’t pause to ask: what does this mean to us as an industry?
I don’t recall reading about any industry wide workshops; I don’t recall seeing anything in the way of op-ed pieces on what the industry needed to do in the way of changes.
Media covered disruption – without realizing that they were in line for some major disruption to their industry and they weren’t prepared.
The industry no longer had the aura of Watergate or the Pentagon Papers that made reporters heros – at that time thousands flooded into the industry wanting to be reporters. Reporters Bob Woodward and Carl Bernstein were the subject of close to fawning news stories, television specials and movies.
By the late 1980s journalism schools were being closed. The number of students that graduated got smaller and smaller.
The age of the men and woman in the news rooms was made up of people in their late 40’s and 50’s – there was no new blood coming into the industry. And there were few MBAs on staff of the large newspapers.
Those that were public corporations had financial analysts looking at profits which were decent at the time – what those analysts didn’t see was that the boat was moving quickly toward a Niagara size waterfall.
When the disruption of the revenue sources began media didn’t have a Plan B – they watched is losses began to climb and subscriptions slowly slipped away.
The data relates to American newspaper – the number will not be much different for Canada
First of series on the changes taking place in print media and the challenge keeping the public informed.
This is National newspaper week; an occasion to look at the challenges the news business faces.
That daily newspaper that was read in most households in the evening or the paper that was delivered in the morning before Dad left for work are things of the past.
Once the largest newspaper in western GTA – the Spectator struggles to stay alive.
We no longer have daily newspapers, or weekly newspaper that tell us what is going on in our communities, provinces, the rest of the country or the world.
There are some daily newspaper being published. The Hamilton Spectator comes out six days a week but it is not the powerful local daily it once was.
Except for a small number of daily newspapers that are national in scope – the New York Times, the Washington Post or the Los Angeles Times – include some of the financial press like the Wall Street Journal or the Financial Times and that is what we have. There are exceptions but they are few and far between.
Those publications have reasonably robust advertising bases that fund the operation; everyone else was taken out by services based on the internet.
Craig’s List and Kajiji killed Classified Advertising; a service that drew in millions in revenue with little in the way of editorial expense other than taking down the information and setting it all up under the dozens of classifications. It was a brilliant idea that has been with us for centuries in different forms.
Classified advertising was phenomenally successful
Newspaper revenue from classifieds advertisements decreased continually as internet classifieds grew. Classified advertising at some of the larger newspaper chains dropped by 14% to 20% in 2007, while traffic to classified sites grew by 23%.
This was the beginning of the end for print newspapers. It took an additional decade and a half for the business side of newspapers to realize that they were in serious trouble – by that time it was too late.
In the past year the Toronto Star pulled the plug on their Metroland unit that published close to 50 weekly newspapers in the province.
Soon after Kajiji was created others created versions of online advertising that included photographs – it was classified with colour and all on line.
Without a financial base print was dead – going on line was the answer but it took time for the larger media companies to figure that out.
Newspapers could tell a story – they had sections that reported on business – the Globe and Mail Report on Business being the most successful. Ironic that while very good at reporting news they were not able to see how what they were reporting was going to impact them. They weren’t able to see the fundamental change that was taking place.
An interesting example of the newspaper that saw the change coming and found a way to change their business model.
The Toronto Star and LaPresse, the largest French newspaper in Quebec, formed a joint venture with the Toronto Star to create a digital version of the newspaper and publish as online newspapers.
Going totally digital worked for Montreal’s French language newspaper.
It worked for LaPresse – the Star was never able to convince their readers that online was going to be the way you got your news.
In 2016, a few years after the launch of La Presse+, print was restricted to Saturdays and shortly thereafter, on 31 December 2017, the last newspaper was printed.
Publisher Guy Crevier says the paper will become the world’s first major daily to go completely digital on weekdays as it responds to a permanent shift in advertising spending.
Guy Crevier, publisher of LaPresse, pointed out that the North American newspaper sector had lost 63 per cent of its revenues — or $29 billion — over the past decade. “There is nobody who can survive in an environment like that.
The Toronto Star was losing far too much money – the family trust that held a majority of the voting shares accepted an offer to sell the newspaper.
Nicole MacIntyre – Toronto Star editor
The newspaper was acquired by NordStar Capital on May 26, 2020, after the board of Torstar voted to sell the company to the investment firm for CA$52 million—making Torstar a privately held company.
The two businessmen, Jordan Bitove and Paul Rivett bought the newspaper along with the regional newspapers and the chain of weeklies, and found that they didn’t share the same vision for the Toronto Star. Bitove bought out Rivett. In July the Star appointed Nicole MacIntyre as editor.
Ross Scott, Marketing Specialist with Car Nation explained how the Drive Pink initiative came about when he said:
“All across Canada, small, local businesses take on a life of their own, driven by one person’s vision, hard work, and determination. Trials and tribulations abound as a business grows into a mature enterprise. People help you along the way; you capitalize on your opportunities, learn from your mistakes, and move forward, always ensuring that you did your best, worked your hardest, and conducted yourself honestly while improving the industry that you are a part of.
“A portion of every car sold at our dealerships will be donated to Canadian Cancer Society. The $10,000 is our guaranteed commitment to the Cancer Society; meaning our donation will be at least $10,000 but could be more depending on how many cars we’re able to sell within the month.
“Yes, we’ve done this before. This is a tradition at our dealerships.”
Scott talks about how corporate practices helped – “Car Nation Canada became one of the most reputable automotive groups in Ontario. Their reputation was the result of unifying the sales process of the automotive-buying experience that assures exceptional customer service is experienced by anyone and everyone who walks through any Car Nation Canada Dealership door, no matter where they are located.
“Car Nation Canada has carefully considered who they are and how they wish to be perceived by the car-buying public. Today’s car buyer has done their research and is much more informed than ever when they make their purchase.
“Car Nation Canada understands the importance of making an informed decision. Our mandate is to become the market leader in providing resources that will help consumers make better purchasing decisions.
“No matter what brand or city you are in, you can always be assured that Car Nation Canada Dealerships include great-looking dealerships, exceptional service, a friendly, no-hassle environment, and the most competitively priced vehicles anywhere in Ontario.”
Which brings us back to the people at Car Nation that are working to make the Drive Pink a success.
David Piccini, Minister of Labour, Immigration, Training and Skills Development, issued the following statement on increasing the province’s minimum wage:
“Today, the general minimum wage in Ontario increases from $16.55 per hour to $17.20, helping nearly one million workers earn more money for themselves and their families.
Minister David Piccini
Is Minister Piccini not embarrassed – he should have said: “I’m sorry – this is the best I can do.
He goes on to say: Ontario’s minimum wage is one of the highest in the country. This 3.9 per cent increase is tied to the Consumer Price Index, meaning that a worker making the general minimum wage over a 40-hour work week will have up to $1,355 more in their pockets every year. Our fair and balanced approach makes things predictable for both workers and businesses.
There is nothing fair or balanced about the new minimum wage – it might be acceptable for high school students who work after school and on weekends but a university student can’t work and set aside funds for the school year.
Communities hold food drives and ship what they have collected to a Food Bank.
We now know why there are more than a million people having to use Food Banks on a regular basis.
Under the leadership of Premier Ford, our government is committed to working for workers and supporting them as we continue to build a strong Ontario with a resilient economy.
“We also know” said the Minister that “ minimum wage jobs should be a starting point, not an endpoint” – but in reality it is the wage level far too many people working full time are at.
The need for organizations that host web sites to increase their security levels and update the code is very severe at this point.
Cyber attacks are an hourly issue.
We got the following notice from our hosting site:
Constant attention to cyber attacks is part of the daily routine for a hosting company with 1.5 million accounts: the Gazette is one of them.
Beginning Tuesday, September 24th at 8:00 AM CT through Friday, September 27th at 4:00 AM CT we will be performing scheduled maintenance to update a subset of servers on our Google Cloud Infrastructure. This maintenance will be during the maintenance window time frame for each region to minimize impact on your site.
We expect that the maintenance may result in up to a ~20 minute interruption of service to your sites during the server restart. Outside of the temporary service interruption, there should be no impact to your site.
Americas 10 PM – 4 AM US Central Time
For those of you that take those time frames to read the Gazette – it might not be available. There are a reasonable number of people that log in late at night.
We will always be there in the morning when you wake up.
Featured below are companies that have experienced recent insider trading activity in the public market through their direct and/or indirect ownerships, including accounts they have control or direction over.
The list below features insider transaction activity for today’s date; it does not convey total ownership information as an insider may hold numerous accounts.
Buying and selling activity by insiders may reflect perceived value in a security. Selling activity may or may not be related to a stock’s valuation. An insider might want to raise funds for personal reasons. An insider’s total holdings should be considered because a sale may, in context, be insignificant if this person has a large remaining position in the company. Some people put great weight on insider transaction activity when they see multiple insider trading’s of a company’s shares.
The five stocks with the largest dollar value of insider acquisitions in the public market are:
ATS Corporation (formerly ATS Automation Tooling Systems Inc.) —–Buy Quantity: 565,000 Average cost: $36.65 Total: $20,707,650.00
Insider
Relationship
Transaction
Date
Quantity
Price
Total
Martino, Michael E.
4 – Director of Issuer
10 – Acquisition or disposition in the public market
09-18-24
315,000
$36.81
$11,595,150.00
Martino, Michael E.
4 – Director of Issuer
10 – Acquisition or disposition in the public market
09-17-24
250,000
$36.45
$9,112,500.00
Pender Growth Fund Inc —–Buy Quantity: 250,000 Average cost: $10.60 Total: $2,650,000.00
Insider
Relationship
Transaction
Date
Quantity
Price
Total
PenderFund Capital Management Ltd.
2 – Subsidiary of Issuer
10 – Acquisition or disposition in the public market
09-19-24
250,000
$10.60
$2,650,000.00
TELUS International (Cda) Inc —–Buy Quantity: 372,214 Average cost: $5.02 Total: $1,868,958.56
Insider
Relationship
Transaction
Date
Quantity
Price
Total
TELUS Corporation
3 – 10% Security Holder of Issuer
10 – Acquisition or disposition in the public market
09-20-24
100,000
$4.92
$492,000.00
TELUS Corporation
3 – 10% Security Holder of Issuer
10 – Acquisition or disposition in the public market
09-19-24
72,214
$5.04
$363,958.56
TELUS Corporation
3 – 10% Security Holder of Issuer
10 – Acquisition or disposition in the public market
09-18-24
100,000
$5.05
$505,000.00
TELUS Corporation
3 – 10% Security Holder of Issuer
10 – Acquisition or disposition in the public market
09-17-24
100,000
$5.08
$508,000.00
First National Financial Corporation —–Buy Quantity: 33,130 Average cost: $39.24 Total: $1,300,021.20
Insider
Relationship
Transaction
Date
Quantity
Price
Total
FNSC Holdings Inc.
3 – 10% Security Holder of Issuer
10 – Acquisition or disposition in the public market
09-19-24
16,565
$39.24
$650,010.60
Smith Financial Corporation
3 – 10% Security Holder of Issuer
47 – Acquisition or disposition by gift
09-19-24
-16,565
$39.24
-$650,010.60
Smith, Stephen
4 – Director of Issuer, 7 – Director or Senior Officer of Insider or Subsidiary of Issuer (other than in 4,5,6)
10 – Acquisition or disposition in the public market
09-19-24
16,565
$39.24
$650,010.60
Smith, Stephen
4 – Director of Issuer, 7 – Director or Senior Officer of Insider or Subsidiary of Issuer (other than in 4,5,6)
Digital transactions have become a cornerstone of modern commerce, offering consumers speed, convenience, and security. From paying bills to purchasing goods, digital payments simplify the exchange of funds across various platforms. However, as with any technological advancement, digital transactions come with risks. Understanding these benefits and risks helps consumers navigate this landscape securely.
The primary advantage of digital transactions is convenience use two factor verification to make it safe.
Benefits of Digital Transactions
The following are some of the many benefits that come with digital transactions: 1. Convenience and Speed
The primary advantage of digital transactions is convenience. Consumers can now make purchases and payments from anywhere at any time. Whether using a smartphone, tablet, or computer, the ease of digital payments eliminates the need for cash and physical interaction. Digital wallets, such as Apple Pay, Google Wallet, and PayPal, allow users to store and access payment information seamlessly. Additionally, features like recurring payments make managing bills and subscriptions hassle-free. 2. Enhanced Security
Two factor authorization is there to protect you.
When used correctly, digital transactions can be more secure than traditional payment methods. Many digital payment platforms implement advanced encryption and tokenization technologies, ensuring that sensitive information, such as credit card numbers, is not exposed during transactions.
Features like two-factor authentication (2FA) and biometric verification (such as fingerprint recognition) add extra layers of security, making it harder for unauthorized individuals to access accounts. Cryptocurrencies have also become popular, particularly in the online gaming industry, with customers praising the speed and cross-border functionality. Just as important is the security it affords them, with top-rated crypto casinos offering security, fairness, fast payouts, and reasonable wagering requirements (source: https://canadacryptocasino.com/). This focus on security and user trust is vital in the growing digital payment space, particularly for consumers seeking reliable platforms.
3. Global Access and Inclusion
Digital transactions have made cross-border payments more accessible and affordable. Consumers can now make international purchases or send money overseas without the hefty fees traditionally associated with wire transfers or currency exchanges. Services like PayPal, TransferWise (now Wise), and cryptocurrency payments have streamlined the process, offering consumers a broader range of financial opportunities. For example, cryptocurrency has become a popular choice for online transactions, especially for those who value privacy and low transaction fees. The growing number of platforms accepting digital currencies allows consumers to engage with a global market.
Risks of Digital Transactions
Below are some risks associated with digital transactions worth mentioning:
1. Fraud and Cybercrime
Employing strong, unique passwords and enabling two-factor authentication reduces the risk of unauthorized access.
Despite the security advantages, digital transactions are not immune to risks. Phishing attacks, identity theft, and fraudulent websites are common issues consumers face when transacting online. Cybercriminals use sophisticated methods to trick users into providing sensitive information, which can then be exploited.
To protect against fraud, consumers must only use trusted platforms, verify the legitimacy of websites, and avoid sharing financial details over unsecured networks. Employing strong, unique passwords and enabling two-factor authentication also greatly reduces the risk of unauthorized access.
2. Privacy Concerns
Digital transactions generate large amounts of data, including purchase history and personal information. Some companies may use this data for targeted advertising or share it with third parties, raising significant privacy concerns for consumers. Data breaches have also become more common, exposing sensitive consumer information to potential misuse.
To mitigate these risks, consumers should carefully review the privacy policies of the platforms they use and opt out of unnecessary data sharing whenever possible. Using platforms that prioritize data security and transparency can also reduce the likelihood of personal information being compromised.
3. Technology Dependence
As convenient as digital transactions are, they rely heavily on technology. System failures, power outages, or cyberattacks can disrupt access to funds, leaving consumers unable to complete transactions. Additionally, users without access to reliable internet or digital tools may find themselves excluded from the digital economy.
Consumers should ensure they have alternative payment methods available, such as physical cards or cash, in case of technological failures. Diversifying payment options provides greater flexibility in the event of system outages or other unforeseen issues.
Practical Tips for Consumers
Navigating the world of digital transactions securely requires careful consideration. Here are some tips to keep in mind:
Use Strong Passwords: Ensure passwords are unique and complex, and change them regularly. Password managers can help maintain security without sacrificing convenience.
Enable Two-Factor Authentication (2FA): Activate Two-Factor Authentication (2FA) whenever available to add an additional layer of security to your accounts.
Avoid Public Wi-Fi for Transactions: Use secure networks when conducting online payments to minimize the risk of data interception.
Monitor Accounts Regularly: Track your digital transactions and report any suspicious activity to your bank or payment provider immediately.
Numerous benefits, including convenience, enhanced security, and global accessibility.
Conclusion
Digital transactions offer numerous benefits, including convenience, enhanced security, and global accessibility. However, they also come with risks such as fraud, privacy concerns, and technology dependence. By staying informed and taking proactive measures, consumers can navigate the digital payment landscape safely and securely.
Featured below are companies that have experienced recent insider trading activity in the public market through their direct and/or indirect ownerships, including accounts they have control or direction over.
The list below features insider transaction activity for today’s date; it does not convey total ownership information as an insider may hold numerous accounts.
Buying and selling activity by insiders may reflect perceived value in a security. Selling activity may or may not be related to a stock’s valuation. An insider might want to raise funds for personal reasons. An insider’s total holdings should be considered because a sale may, in context, be insignificant if this person has a large remaining position in the company. Some people put great weight on insider transaction activity when they see multiple insider trading’s of a company’s shares.
The five stocks with the largest dollar value of insider acquisitions in the public market are:
Gran Tierra Energy Inc —–Buy Quantity: 100,000 Average cost: $8.38 Total: $838,400.00
Insider
Relationship
Transaction
Date
Quantity
Price
Total
Guidry, Gary Stephen
4 – Director of Issuer, 5 – Senior Officer of Issuer
10 – Acquisition or disposition in the public market
09-19-24
40,000
$8.30
$332,000.00
Guidry, Gary Stephen
4 – Director of Issuer, 5 – Senior Officer of Issuer
10 – Acquisition or disposition in the public market
09-18-24
45,000
$8.52
$383,400.00
Guidry, Gary Stephen
4 – Director of Issuer, 5 – Senior Officer of Issuer
10 – Acquisition or disposition in the public market
09-17-24
15,000
$8.20
$123,000.00
European Residential Real Estate Investment Trust —–Buy Quantity: 49,600 Average cost: $3.21 Total: $159,129.13
Insider
Relationship
Transaction
Date
Quantity
Price
Total
Schonfeldt, Julian
6 – Director or Senior Officer of 10% Security Holder
10 – Acquisition or disposition in the public market
09-19-24
49,600
$3.21
$159,129.13
Premier American Uranium Inc —–Buy Quantity: 75,000 Average cost: $1.73 Total: $129,847.50
Insider
Relationship
Transaction
Date
Quantity
Price
Total
Rotolo, Timothy James
3 – 10% Security Holder of Issuer, 4 – Director of Issuer, 6 – Director or Senior Officer of 10% Security Holder, 5 – Senior Officer of Issuer
10 – Acquisition or disposition in the public market
09-17-24
75,000
$1.73
$129,847.50
GOLDSHORE RESOURCES INC. (formerly Sierra Madre Developments Inc.) —–Buy Quantity: 300,000 Average cost: $0.35 Total: $103,960.00
Insider
Relationship
Transaction
Date
Quantity
Price
Total
Paes-Braga, Brian Alexander
3 – 10% Security Holder of Issuer
10 – Acquisition or disposition in the public market
Canada is in the process of accepting tens of thousands of immigrants.
That is a decision the federal government has made.
Prime Minister Justin Trudeau greeting Syrian refugees at the airport and handing out winter coats for the children.
The Prime Minister has in the past been at the airport with winter coats for people who were not prepared for the cold Canadian winters.
The federal government has argued that we need these immigrants to become part of our work force.
And so they arrive and as Canadians we welcome them.
Well not all of you are welcoming them but they are here and they want to have an impact; they want influence and they have every right to want an impact and have influence.
Shaheryar Mian is seeking the nomination as the Conservative candidate for Burlington.
This short video – less than a minute – has name and his father at a Muslim event. The speaker asks that voters consider Shaheryar Mian as a candidate. He can be seen on the right of the video with his father, a successful Burlington developer on the left.
The fear I have is that I think we are beginning to see new levels of Xenophobia – a dislike of or prejudice against people from other countries.
We have seen this before and it is ugly. We are seeing just this now south of our border.
A short video was presented by Lou Frapporti at the Bay Area Climate Council (BACC) where the subject was: Cities in Action: The Power of Collaboration. The Mayor of Burlington and the Hamilton Mayor signing an agreement. Alinea Lands was a sponsor of the event.
The City of Burlington is one of the several municipalities that funds the BACC – an issue that Burlington City Councillors vote on each year.
Frapporti used the phrase “my friends as he introduced the video that was about the King Road property that is being developed by his client Alinea Lands.
Then he played a short video.
Did you cringe the way I did when Councillor Kelvin Galbraith said: “the sky’s the limit.”
One would expect that from the developer – not from the member of Council sworn to protect the interests of the people who elected him.
It appears that neither Galbraith or ward 3 Councillor Rory Nisan understand what their job is, who they are working and who is paying their salaries.
Galbraith has always had the mindset of a developer; at some point the properties he owns at the intersection of Waterdown Road and Plains Road will get developed and something in the order of 30 storeys will rise on the property. And good on him for making some smart land purchases.
You can’t be both a developer and a Council member, especially not in the ward you represent.
As for Nisan – he’d love to be a developer – just doesn’t have the skill set needed.
Give Lou Frapporti credit for getting these two politicians to do his bidding. Lou knows who he is working for – he’s doing a great job for Alinea.
Featured below are companies that have experienced recent insider trading activity in the public market through their direct and/or indirect ownerships, including accounts they have control or direction over.
The list below features insider transaction activity for today’s date; it does not convey total ownership information as an insider may hold numerous accounts.
Buying and selling activity by insiders may reflect perceived value in a security. Selling activity may or may not be related to a stock’s valuation. An insider might want to raise funds for personal reasons. An insider’s total holdings should be considered because a sale may, in context, be insignificant if this person has a large remaining position in the company. Some people put great weight on insider transaction activity when they see multiple insider trading’s of a company’s shares.
The five stocks with the largest dollar value of insider acquisitions in the public market are:
Methanex Corporation —–Buy Quantity: 8,100 Average cost: $49.93 Total: $404,398.18
Insider
Relationship
Transaction
Date
Quantity
Price
Total
Sumner, Rich
4 – Director of Issuer, 5 – Senior Officer of Issuer
10 – Acquisition or disposition in the public market
09-11-24
4,100
$49.71
$203,811.00
Yang, Xiaoping
4 – Director of Issuer
10 – Acquisition or disposition in the public market
09-11-24
2,000
$49.55
$99,104.58
Almarza, Sergio
7 – Director or Senior Officer of Insider or Subsidiary of Issuer (other than in 4,5,6)
10 – Acquisition or disposition in the public market
09-10-24
2,000
$50.74
$101,482.60
AutoCanada Inc —–Buy Quantity: 11,400 Average cost: $14.33 Total: $163,349.46
Insider
Relationship
Transaction
Date
Quantity
Price
Total
EdgePoint Investment Group Inc.
3 – 10% Security Holder of Issuer
10 – Acquisition or disposition in the public market
09-06-24
11,400
$14.33
$163,349.46
Sun Residential Real Estate Investment Trust —–Buy Quantity: 2,763,000 Average cost: $0.05 Total: $130,439.90
Insider
Relationship
Transaction
Date
Quantity
Price
Total
Wetenhall Jr., Robert C.
4 – Director of Issuer, 5 – Senior Officer of Issuer
10 – Acquisition or disposition in the public market
09-10-24
1,489,000
$0.05
$73,109.90
Wetenhall Jr., Robert C.
4 – Director of Issuer, 5 – Senior Officer of Issuer
10 – Acquisition or disposition in the public market
10 – Acquisition or disposition in the public market
09-11-24
10,000
$12.09
$120,942.10
Kruchten, Michael
5 – Senior Officer of Issuer
10 – Acquisition or disposition in the public market
09-11-24
500
$12.01
$6,005.00
Cenovus Energy Inc —–Buy Quantity: 5,000 Average cost: $22.05 Total: $110,250.00
Insider
Relationship
Transaction
Date
Quantity
Price
Total
Sandhar, Karamjit Singh
5 – Senior Officer of Issuer
10 – Acquisition or disposition in the public market
09-11-24
5,000
$22.05
$110,250.00
The five stocks with the largest dollar value of insider dispositions in the public market are:
COLLIERS INTERNATIONAL GROUP INC —–Sell Quantity: -9,000 Average cost: $192.63 Total: -$1,733,651.10 Options Issued: 40,000 Average cost: $101.52 Total: $4,060,936.76
Insider
Relationship
Transaction
Date
Quantity
Price
Total
Mulamoottil, Elias
5 – Senior Officer of Issuer
51 – Exercise of options
09-09-24
40,000
$101.52
$4,060,936.76
Mulamoottil, Elias
5 – Senior Officer of Issuer
10 – Acquisition or disposition in the public market
09-10-24
-9,000
$192.63
-$1,733,651.10
Royal Bank of Canada —–Sell Quantity: -10,270 Average cost: $166.20 Total: -$1,706,874.00 Options Issued: 10,270 Average cost: $100.52 Total: $1,032,312.96
Insider
Relationship
Transaction
Date
Quantity
Price
Total
guzman, douglas antony
5 – Senior Officer of Issuer
51 – Exercise of options
09-09-24
10,270
$100.52
$1,032,312.96
guzman, douglas antony
5 – Senior Officer of Issuer
10 – Acquisition or disposition in the public market
The rise of online gambling in Ontario over the last two years has been nothing short of remarkable. Since the activity was legalized in April 2022, classic casino games such as blackjack, roulette, online slots, and poker in an online form have taken off. Furthermore, online sports betting has complimented the rise of online casinos nicely with 1 in 5 Ontarians wagering money on sports events. For the most recent Super Bowl in February, 4 of every 10 people betting on sports showed betting interest in the event in Las Vegas, ironically the home of casino action and gambling.
The most revealing statistic around the Canadian betting interest in the Super Bowl is that 80% of the people wagering on the event did so online. This is indicative of the increased influence of online gambling in Canada and in Ontario in particular, nearly 2 million players held online casino accounts, while just over 1 million were actively participating in sports betting, physically and on online platforms.
The revenue created by gambling is certainly benefiting Canada’s economy and that of the Ontario province, but with any new phenomenon, especially one that operates in an online space, there comes an increased need to implement tighter security measures to safeguard the identity and personal data of individuals, while also producing fair outcomes on games.
For online casino platforms themselves, it is certainly in their interest to ensure their websites are as secure as possible to maintain their reputation and integrity. With more online casinos and sportsbooks filling the digital space, new operators like the TitanPlay a fully licensed sport betting and online casinobrand, need to make sure they do the basics to safeguard their presence in the market.
Online casino providers are regulated in Ontario by the Alcohol and Gaming Commission of Ontario (AGCO) in conjunction with iGaming Ontario and the two organizations set the standards for online gambling providers to abide by. This of course determines how secure an online gambling platform is to play on. For Ontarians, fully licensed online gambling websites are marked by the logo of iGaming Ontario and means that provider complies fully with the encryption requirements, including up-to-date Secure Socket Layer (SSL) and Transport Layer Security (TLS) protocols.
Fair gambling
Gambling online safely is the main concern for any user, but gambling fairly is also paramount to anyone who is investing funds with an online gambling provider. Especially in the online world, a lot of the processes are not tangible, meaning more trust in the providers carrying out transactions correctly or handling data is instilled in these online casinos or sportsbooks.
The same applies for online casino games. Unlike in land-based casinos, the players physically see the dealing of cards or the spin of the roulette wheel and the fall of the pill. For the comfort of players of these online casino games, Random Number Generators (RNGs) algorithms are used to guarantee randomness in card deals, spins, or rolls of die.
Taking control
Self-exclusion is a key term in gambling. By iGaming Ontario standards, online providers are required to include certain measures to help players control their playing and spending and avoid addiction or financial issues. This could include the option to implement limits on deposits, losses, wagering, and time spent online. Tools to take a self-induced break from gambling are also available to players if they feel the need to take a step back.
Organizations like PlayBreakis a tool that bars players from even accessing casinos, while digital advertising can also be blocked to prevent temptation setting in. And for further support, there are centers in Ontario and helplines related to gambling addiction and safer gambling that provide help and advice to anyone seeking it.
By Natalia Buriy
